212 Chaney St, Wingate, NC 28174 Property Records

Union County property record for 212 Chaney St, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,647 sqft · built 1967
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Mar 2024)
Tax Bill	$2,343 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-055-041`

Property Details

APN / Parcel Number

Primary APN	`09-055-041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,647 sqft Living Area
Gross Area	2,314 sqft
1st Floor Area	1,647 sqft
Basement Area	667 sqft
Unfinished Basement	667 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Porch	Slab
Porch Area	148 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	212 CHANEY ST
City	WINGATE
State	NC
Zip	28174-6710
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WINGA
Legal Description	P/8,P/9,P/10,P/12 & #11 BIVENS LESS OPCQ403
Legal Subdivision	BIVENS SUBDIVISION
Legal Tract	1
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1017
Census Tract	20702

Owner

212 Chaney St, a rural home, is owned and occupied by two individuals who bought it in March 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	212 CHANEY ST, WINGATE, NC 28174-6710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Aug 8, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Feb 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2024 · Amount on File
Deed Sale	Mar 26, 2024 · Amount on File
Prior Sale	Aug 8, 2022 · Amount on File
Deed Document Number	20246496
Deed Book / Page	8874 / 495
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 26, 2024
Property Address	212 CHANEY ST, WINGATE, NC 28174-6710
Document Number	0008874495
Book / Page	8874 / 495
Map Reference	CAB Q FILE 403
Instrument Date	Mar 26, 2024
Instrument	6496
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	NOT AVAILABLE, NEUSE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 CHANEY ST, WINGATE, NC 28174-6710

Mortgage

Document Number	0000006497
Date	Mar 26, 2024
Instrument	6497

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 8, 2022
Property Address	212 CHANEY ST, WINGATE, NC 28174-6710
Document Number	0008543808
Book / Page	8543 / 808
Map Reference	CAB Q FILE 430
Instrument Date	Aug 5, 2022
Instrument	28049
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7240 FOREST RIDGE RD, MATTHEWS, NC 28104-7880

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15087, SANTA ANA, CA 92735-0087
Investor	Possibly a Property Investor

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 22, 2022
Property Address	212 CHANEY ST, WINGATE, NC 28174-6710
Document Number	0008405265
Book / Page	8405 / 265
Map Reference	CAB Q FILE 430
Instrument Date	Feb 18, 2022
Instrument	6608
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 CHANEY ST, WINGATE, NC 28174-6710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7240 FOREST RIDGE RD, MATTHEWS, NC 28104-7880

Tax Assessment & Valuation

The 2025 property tax bill for 212 Chaney St was $2,343.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wingate Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,900 (-) Land $65,800 Building $244,100	$309,900 (-) Land $65,800 Building $244,100
2025	$2,343.00	$309,900 Land $65,800 Building $244,100	$309,900 Land $65,800 Building $244,100
2023	$2,165.00	$217,600 Land $22,900 Building $194,700	$217,600 Land $22,900 Building $194,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 212 Chaney St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 Chaney St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINGATE serves 3,950 people · EPA ID NC0190030
Water Source	Purchased surface water from UNION COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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