213 Adams Ave, Covington, KY 41014 Property Records

Kenton County property record for 213 Adams Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1930
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jul 2008)
Tax Bill	$2,222 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-41-11-004.00`

Property Details

APN / Parcel Number

Primary APN	`055-41-11-004.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Finished Area
Gross Area	1,492 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	213 ADAMS AVE
City	COVINGTON
State	KY
Zip	41014-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEVASSOR LOT 114
Legal Subdivision	LEVASSOR
Legal Lot Number	114
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1006
Census Tract	61100

Owner

213 Adams Ave is owned and occupied by an individual who bought it in July 2008.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	213 ADAMS AVE, COVINGTON, KY 41014-1711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2008 · Amount on File
Deed Sale	Jul 17, 2008 · Amount on File
Deed Document Number	200807 17 059 00105
Deed Book / Page	3772 / 294
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	213 ADAMS AVE, COVINGTON, KY 41014-1711
Document Number	0000000216
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	213 ADAMS AVE COVINGTON KY 410141711, COVINGTON, KY 41014-1711

Mortgage

Document Number	0000000216
Date	Sep 1, 2020
Book Page	000M91/000881
Instrument	216

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 31, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 213 Adams Ave was $2,222.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,700 (-) Land $10,000 Building $157,700	$167,700 (-) Land $10,000 Building $157,700
2025	$2,222.00	$167,700 Land $10,000 Building $157,700	$167,700 Land $10,000 Building $157,700
2023	$2,233.00	$167,700 Land $10,000 Building $157,700	$167,700 Land $10,000 Building $157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 213 Adams Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 Adams Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20