208 Adams Ave, Covington, KY 41014 Property Records

Kenton County property record for 208 Adams Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,049 sqft · built 1953
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Sep 2013)
Tax Bill	$2,729 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-41-10-018.00`

Property Details

APN / Parcel Number

Primary APN	`055-41-10-018.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,049 sqft Finished Area
Gross Area	2,129 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	208 ADAMS AVE
City	COVINGTON
State	KY
Zip	41014-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEVASSOR LOT 98 & PT LOT 97
Legal Subdivision	LEVASSOR
Legal Lot Number	98,97
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1012
Census Tract	61100

Owner

208 Adams Ave is owned and occupied by two individuals who bought it in September 2013.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	208 ADAMS AVE, COVINGTON, KY 41014-1712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2013 · Amount on File
Deed Sale	Sep 19, 2013 · Amount on File
Prior Sale	Mar 23, 2006 · Amount on File
Deed Document Number	201309 19 059 00258
Deed Book / Page	5271 / 290
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	208 ADAMS AVE, COVINGTON, KY 41014-1712
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900158
Date	Nov 5, 2021
Book Page	297/361
Instrument	21110505900158

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 208 Adams Ave was $2,729 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,100 (-) Land $10,000 Building $245,100	$255,100 (-) Land $10,000 Building $245,100
2025	$2,729.00 Homeowner's exemption	$255,100 Land $10,000 Building $245,100	$255,100 Land $10,000 Building $245,100
2023	$2,779.00 Homeowner's exemption	$255,100 Land $10,000 Building $245,100	$255,100 Land $10,000 Building $245,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 Adams Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Adams Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20