213 3rd St NE, Hickory, NC 28601 Property Records

Catawba County property record for 213 3rd St NE, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,196 sqft · built 1924
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Apr 2017)
Tax Bill	$1,281 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3703-20-70-5453`

Property Details

APN / Parcel Number

Primary APN	`3703-20-70-5453`
Alternative APN	`0002319`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,196 sqft Living Area
1st Floor Area	1,920 sqft
Upper Floors Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	129 ft deep x 75 ft wide
Porch	Porch
Porch Area	324 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	213 3RD ST NE
City	HICKORY
State	NC
Zip	28601-5124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	213 3RD ST NE
Legal Subdivision	THE IDENTICAL LANDS DESCRIBED
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2051
Census Tract	10501

Owner

213 3rd St NE is owned and occupied by an individual who bought it in April 2017.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	213 3RD ST NE, HICKORY, NC 28601-5124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Mar 28, 2022	Deed of Trust, Mortgage · FHA Mortgage WYNDHAM CAPITAL MORTGAGE INC
Apr 13, 2017	Warranty Deed, Subdivision Related Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2017 · Amount on File
Deed Sale	Apr 13, 2017 · Amount on File
Prior Sale	Jun 11, 2015 · Amount on File
Deed Document Number	20176415
Deed Book / Page	3394 / 1335
Prior Transfer Date	Apr 24, 2015
Prior Transfer Doc	0032931669
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Recording Date	Jun 16, 2026
Property Address	213 3RD ST NE, HICKORY, NC 28601-5124
Document Number	0000012119
Book / Page	4027 / 1920
Instrument Date	Jun 12, 2026
Instrument	202612119
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 3RD ST NE, HICKORY, NC 28601-5124
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012119,
Date	Jun 16, 2026
Book Page	4027/1920
Instrument	202612119

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Feb 1, 2055

Interest

Rate	6.36%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	213 3RD ST NE, HICKORY, NC 28601-5124
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 3RD ST NE, HICKORY, NC 28601-5124

Mortgage

Document Number	0039690325
Date	Sep 18, 2025
Book Page	3969/325
Instrument	18333

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	213 3RD ST NE, HICKORY, NC 28601-5124
Transaction Type	Mortgage
Record Updated	Dec 5, 2023
Title Company	SIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037331789
Date	Mar 28, 2022
Book Page	3733/1789
Instrument	6970

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Apr 13, 2017
Property Address	213 3RD ST NE, HICKORY, NC 28601-5124
Document Number	0033941335
Book / Page	03394 / 1335
Instrument Date	Apr 13, 2017
Instrument	06415
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 4TH ST SW, 310, HICKORY, NC 28602-2819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 3RD ST NE, HICKORY, NC 28601-5124

Mortgage

Document Number	6416
Date	Apr 13, 2017
Instrument	06416

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Margin	2
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 213 3rd St NE was $1,281, down 53.3% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Hickory City
Unified School District	Hickory City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,400 (-) Land $22,200 Building $299,200
2025	$1,281.00 (-53.3%)	$321,400 Land $22,200 Building $299,200
2024	$2,743.00
2023	$2,743.00	$321,400 Land $22,200 Building $299,200	$321,400 Land $22,200 Building $299,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 213 3rd St NE in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2013–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 213 3rd St NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Metronet.

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