204 3rd St NE, Hickory, NC 28601 Property Records

Catawba County property record for 204 3rd St NE, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,780 sqft · built 1940
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (May 2023)
Tax Bill	$1,003 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3703-20-70-7344`

Property Details

APN / Parcel Number

Primary APN	`3703-20-70-7344`
Alternative APN	`0023411`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	3,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	160 ft deep x 64 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	501 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	204 3RD ST NE
City	HICKORY
State	NC
Zip	28601-5125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ACCT# 159774001 MAP 023H -02-016- -0 REAR CPY+SHEDS
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2052
Census Tract	10501

Owner

204 3rd St NE is owned and occupied by an individual who bought it in May 2023.

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	204 3RD ST NE, HICKORY, NC 28601-5125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 11, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Deed Document Number	20239531
Deed Book / Page	3812 / 1575
Prior Transfer Date	Aug 22, 2011
Prior Transfer Doc	0030890913
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 31, 2023
Property Address	204 3RD ST NE, HICKORY, NC 28601-5125
Document Number	0038121575
Book / Page	3812 / 1575
Map Reference	MB 1179 PG 142
Instrument Date	May 31, 2023
Instrument	9531
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 HERITAGE RD, STATESVILLE, NC 28625-4415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 DUKE ST, GRANITE FALLS, NC 28630-1827

Mortgage

Document Number	0038121579
Date	May 31, 2023
Book Page	3812/1579
Instrument	9532

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year CMT
Max Rate	11.4%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	204 3RD ST NE, HICKORY, NC 28601-5125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036251967
Date	Jan 11, 2021
Book Page	3625/1967
Instrument	522

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	HICKORY, NC 28603

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 204 3rd St NE was $1,003, down 53.3% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Hickory City
Unified School District	Hickory City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,600 (-) Land $20,400 Building $231,200
2025	$1,003.00 (-53.28%)	$251,600 Land $20,400 Building $231,200
2024	$2,147.00
2023	$2,147.00	$251,600 Land $20,400 Building $231,200	$251,600 Land $20,400 Building $231,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 3rd St NE in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2013–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 204 3rd St NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Metronet.

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