2129 Royal Tern Cir, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 2129 Royal Tern Cir, Punta Gorda, FL 33983

Property Summary

Property TypeCluster Home
Details2 bd · 2 ba · 1,496 sqft · built 2024
Lot Size0.109 acres (4,759 sqft)
OwnerIndividual Name on File
Last Sale$248,000 (Jul 2025)
Tax Bill$3,295 (2025)
Flood ZoneZone X (minimal risk)
APN40-23-17-277-031

Property Details

APN / Parcel Number

Primary APN40-23-17-277-031

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,496 sqft Living Area
Gross Area2,060 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2024
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area4,759 sqft (0.109 acres)
View / LotWater
DrivewayDriveway
Driveway Area527 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address2129 ROYAL TERN CIR
CityPUNTA GORDA
StateFL
Zip33983-6707
Property CategoryResidential
Property TypeResidential > Single Family > Cluster Home
Local Zoning CodePD
Legal DescriptionPVH 000 0000 0029 PARK VILLAS IV NEIGHBORHOOD AT HERITAGE LAKE PARK LOT 29 3553291
Legal SubdivisionHERITAGE LAKE PARK
Legal Lot Number29
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group4
Census Block4003
Census Tract20101

Owner

2129 Royal Tern Cir, a cluster home, is owned by an individual who bought it in July 2025.

Source: Charlotte County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1 MARYS PLACE, CANADA XX
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2025 · Amount on File
Deed SaleJul 31, 2025 · Amount on File
Deed Document Number3553291
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2129 Royal Tern Cir was $3,295.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,295.00$213,953$282,841 Land $45,000 Building $237,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2129 Royal Tern Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 54 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2129 Royal Tern Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Ripple Fiber.

Nearby Properties on Royal Tern Cir

Nearby Streets

Search Property Records by Address or Parcel Number