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2128 Royal Tern Cir, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 2128 Royal Tern Cir, Punta Gorda, FL 33983

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,498 sqft · built 2024
Lot Size0.139 acres (6,067 sqft)
Owner2 Individual Names on File
Last Sale$269,999 (Jun 2025)
Tax Bill$1,942 (2024)
Deeds & MortgagesDec 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN40-23-17-279-018

Property Details

APN / Parcel Number

Primary APN40-23-17-279-018
Alternative APNs
  • 00709990123006
  • 402317277026
  • 10004618648

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,498 sqft Living Area
Gross Area2,082 sqft
1st Floor Area1,498 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area6,067 sqft (0.139 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area420 sqft
PorchEnclosed/Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00709990123006
Street Address2128 ROYAL TERN CIR
CityPUNTA GORDA
StateFL
Zip33983-6706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionPARK VILLAS IV NEIGHBORHOOD AT HERITAGE LAKE PARK LOT 24
Legal Range23E
Legal Township40S
Legal Section17
Legal SubdivisionPARK VILLAS IV NEIGHBORHOOD AT HERITAGE
Legal TractHLP
Legal Lot Number24
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group4
Census Block4005
Census Tract20101

Owner

2128 Royal Tern Cir is owned and occupied by two individuals who bought it in June 2025.

Source: Charlotte County records, as of November 19, 2025

Owner of Record2 Individual Names on File
Mailing Address2128 ROYAL TERN CIR, PUNTA GORDA, FL 33983-6706
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2025 · Amount on File
Deed SaleJun 3, 2025 · Amount on File
Prior SaleMar 15, 2023 · Amount on File
Deed Document Number20253533520
Prior Transfer DateDec 5, 2019
Prior Transfer Doc0045150565
Record UpdatedJun 8, 2026

December 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCHARLOTTE FL
Recording DateDec 12, 2019
Property Address2128 ROYAL TERN CIR, PUNTA GORDA, FL 33983-6706
Document Number0045150565
Book / Page004515 / 000565
Instrument DateNov 18, 2019
Instrument2768082
Transaction TypeForeclosure
Record UpdatedJan 2, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$8.40
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$228,607 Land $36,550 Building $192,057$228,607 Land $36,550 Building $192,057
2024$1,942.00 (+17.7%)
2023$1,650.00 Additional exemption filed$39,270 (+1%)$60,000 (+68.07%) Land $60,000
2022Additional exemption filed$35,700 Land $35,700$35,700 Land $35,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2128 Royal Tern Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 54 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2128 Royal Tern Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Ripple Fiber.

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