2129 Mustang Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2129 Mustang Ct, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,326 sqft · built 2020
Lot Size1.61 acres (70,132 sqft)
Owner2 Individual Names on File
Last Sale$99,000 (Aug 2019)
Tax Bill$6,023 (2025)
Deeds & MortgagesJan 2021 Mortgage
Apr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN182632259900013250

Property Details

APN / Parcel Number

Primary APN182632259900013250

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,326 sqft Heated Area
Gross Area3,248 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area70,132 sqft (1.61 acres)
Garage TypeFinished
Pool Area49 sqft
PorchOpen Porch
Deck Area615 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2129 MUSTANG CT
CitySAINT CLOUD
StateFL
Zip34771-8305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOA1A
Legal DescriptionBAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 325 07/26/32
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UN 3
Legal Tract2599
Legal Block1
Legal Lot Number7,325
Legal UnitH
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1007
Census Tract43801

Owner

Source: Osceola County records · APN 182632259900013250

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2129 MUSTANG CT, SAINT CLOUD, FL 34771-8305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
CENTENNIAL BANK
Apr 07, 2022Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2019 · Amount on Record
Deed SaleAug 26, 2019 · Amount on Record
Deed Document Number2019110298
Deed Book / Page5579 / 0498
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2129 MUSTANG CT, SAINT CLOUD, FL 34771-8305
Transaction TypeMortgage
Record UpdatedAug 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2129 LMUSTANG CT, SAINT CLOUD, FL 34771

Mortgage

Document Number0058650491
DateJan 05, 2021
Book Page5865/491
Instrument2021001347
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2129 MUSTANG CT, SAINT CLOUD, FL 34771-8305
Transaction TypeMortgage
Record UpdatedAug 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2129 MUSTANG CT, SAINT CLOUD, FL 34771-8305

Mortgage

Document Number0061891446
DateApr 07, 2022
Book Page6189/1446
Instrument2022055488
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeLine of Credit
AmountAmount Recorded
Term166 Months
DueFeb 25, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,023.00 (+6.6%) Homeowner's exemption$424,189 (+5.99%)$607,500 (+12.38%) Land $131,300 Building $476,200
2023$5,650.00 (+15.42%) Homeowner's exemption$400,229 (+14.63%)$540,600 (+32.47%) Land $103,400 Building $437,200
2022$4,895.00 Homeowner's exemption$349,155$408,100 Land $82,700 Building $325,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 192 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023 · rainfall accumulation

Wildfire

Wildfire RiskHigh
above 87% of the US · above 80% of Florida
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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