2115 Mustang Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2115 Mustang Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,214 sqft · built 2017
Lot Size	4.01 acres (174,675 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Apr 2022)
Tax Bill	$7,888 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2017 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-26-32-2599-0001-3240`

Property Details

APN / Parcel Number

Primary APN	`18-26-32-2599-0001-3240`
Alternative APNs	`263218259900013240` `103341`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,214 sqft Living Area
Gross Area	7,947 sqft
1st Floor Area	2,214 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	174,675 sqft (4.01 acres)
Porch	Finished/Open Porch
Porch Area	5,733 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2115 MUSTANG CT
City	SAINT CLOUD
State	FL
Zip	34771-8305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA1A
Legal Description	BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 324 07/26/32
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UNIT 3
Legal Tract	2599
Legal Block	3240
Legal Lot Number	324
Legal Unit	H
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2115 MUSTANG CT, SAINT CLOUD, FL 34771-8305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Oct 9, 2017	Loan Modification, Mortgage GATEWAY MTG
Apr 13, 2017	Quit Claim Deed, Transfer STEWART TITLE
Apr 13, 2017	Trustee's Deed, Construction Loan · Construction Mortgage GATEWAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on Record
Deed Sale	Apr 14, 2022 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	202259282
Deed Book / Page	6193 / 2830
Prior Transfer Date	Apr 10, 2017
Prior Transfer Doc	0051320835
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 14, 2022
Property Address	2115 MUSTANG CT, SAINT CLOUD, FL 34771-8305
Document Number	0061932830
Book / Page	6193 / 2830
Map Reference	MB 4 PG 59-61
Instrument Date	Apr 12, 2022
Instrument	2022059282
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,885.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2115 MUSTANG CT, 2115, SAINT CLOUD, FL 34771-8305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 MUSTANG CT, SAINT CLOUD, FL 34771-8305

Mortgage

Document Number	0061932832
Date	Apr 14, 2022
Instrument	6193/2832

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2115 MUSTANG CT, SAINT CLOUD, FL 34771-8305
Document Number	0052571736
Book / Page	005257 / 001736
Instrument Date	Oct 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2115 MUSTANG CT ST CLOUD FL 347718305, ST CLOUD, FL 34771-8305

Mortgage

Document Number	0052571736
Date	Dec 20, 2017
Book Page	005257/001736
Instrument	181499

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 13, 2017
Property Address	2115 MUSTANG CT, SAINT CLOUD, FL 34771-8305
Document Number	0051320835
Book / Page	005132 / 000835
Instrument Date	Apr 10, 2017
Instrument	55918
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10481 RIVA RIDGE TRL ORLANDO FL 328172874, ORLANDO, FL 32817-2874

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 13, 2017
Property Address	2115 MUSTANG CT, SAINT CLOUD, FL 34771-8305
Document Number	0051320837
Book / Page	005132 / 000837
Instrument Date	Apr 10, 2017
Instrument	55920
Transaction Type	Construction Loan
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10481 RIVA RIDGE TRL ORLANDO FL 328172874, ORLANDO, FL 32817-2874

Mortgage

Document Number	51320837
Date	Apr 13, 2017
Book Page	005132/000837
Instrument	55920

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,888.00 (+4.2%) Homeowner's exemption	$558,769 (+5.99%)	$687,100 (+12.27%) Land $131,300 Building $555,800
2024	$7,570.00 (+1.98%)
2023	$7,423.00 (+52.64%) Homeowner's exemption	$527,206 (+51.99%)	$612,000 (+21.04%) Land $103,400 Building $508,600
2022	$4,863.00 Homeowner's exemption	$346,872	$505,600 Land $87,900 Building $417,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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