Bay County property record for 2129 E 7th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,312 sqft · built 2023 |
| Lot Size | 0.403 acres (17,598 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $18,000 (Dec 2017) |
| Tax Bill | $150 (2024) |
| Deeds & Mortgages | Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15943-000-000 |
| Primary APN | 15943-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,312 sqft Heated Area |
| Gross Area | 1,439 sqft |
| 1st Floor Area | 1,216 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 17,598 sqft (0.403 acres) |
| Lot Dimensions | 210 ft deep x 84 ft wide |
| Porch | Porch |
| Porch Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2129 E 7TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC04 |
| Legal Description | ' 4S 14W -131- 105A4 BEG 544' E OF SW COR OF SE1/4 N 210' E 84' S 210' W 84' TO |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1700 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2129 E 7TH ST, PANAMA CITY, FL 32401-4608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2017 · Amount on Record |
| Deed Sale | Dec 12, 2017 · Amount on Record |
| Deed Document Number | 0039622171 |
| Deed Book / Page | 3962 / 2171 |
| Last Transfer Date | Dec 13, 2017 |
| Transfer Doc | 0039622171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 13, 2017 |
| Property Address | 2129 E 7TH ST, PANAMA CITY, FL 32401-4608 |
| Document Number | 0039622171 |
| Book / Page | 003962 / 002171 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 71625 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $126.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2129 E 7TH ST PANAMA CITY BEACH FL 324014608, PANAMA CITY BEACH, FL 32401-4608 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $154,879 (+150.85%) | $167,924 (+165.14%) Land $29,484 Building $138,440 | |
| 2024 | $150.00 (-76.82%) | ||
| 2023 | $647.00 (-8.36%) Homeowner's exemption | $61,742 (+3%) | $63,335 (+5.66%) Land $19,958 Building $43,377 |
| 2022 | $706.00 Homeowner's exemption | $59,944 Land $18,597 Building $41,347 | $59,944 Land $18,597 Building $41,347 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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