Bay County property record for 2127 E 7th St, Panama City, FL 32401
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,088 sqft · built 2018 |
| Lot Size | 0.164 acres (7,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $18,000 (Dec 2017) |
| Tax Bill | $918 (2025) |
| Deeds & Mortgages | Dec 2017 Sale & Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15944-000-000 |
| Primary APN | 15944-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,088 sqft Heated Area |
| 1st Floor Area | 1,088 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,187 sqft (0.164 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Porch | Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2127 E 7TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4608 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | PC04 |
| Legal Description | 3 4S 14W -132- 105A4 BEG 484' E OF SW COR OF SE1/4 TH N 210' E 60' S 210' W 60' |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1700 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2129 E 7TH ST, PANAMA CITY, FL 32401-4608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP |
| Dec 12, 2017 | Deed of Trust, Mortgage 21ST CENTURY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2017 · Amount on Record |
| Deed Sale | Dec 13, 2017 · Amount on Record |
| Prior Sale | Jun 24, 2003 · Amount on Record |
| Deed Document Number | 2017071625 |
| Deed Book / Page | 3962 / 2171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 13, 2017 |
| Property Address | 2127 E 7TH ST, PANAMA CITY, FL 32401-4608 |
| Document Number | 0039622171 |
| Book / Page | 3962 / 2171 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 2017071625 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2314 CANAL AVE, 2314, PANAMA CITY, FL 32405-5901 |
| Name | Verified Name |
|---|---|
| Address | 2129 E 7TH ST, PANAMA CITY, FL 32401-4608 |
| Document Number | 2017071626 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 2017071626 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Dec 15, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2127 E 7TH ST, PANAMA CITY, FL 32401-4608 |
| Document Number | 0039622174 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2127-2129 E 7TH ST PANAMA CITY BEACH FL 324014608, PANAMA CITY BEACH, FL 32401-4608 |
| Document Number | 0039622174 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 003962/002174 |
| Instrument | 71626 |
| Name | 21ST CENTURY MTG |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37902 |
| Amount | Amount Recorded |
|---|---|
| Term | 276 Months |
| Due | Dec 12, 2040 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $918.00 (-20.59%) | $58,177 (+7.13%) Land $18,135 Building $40,042 | $58,177 (+7.13%) Land $18,135 Building $40,042 |
| 2024 | $1,156.00 (+2.85%) | $54,305 (+0.43%) Land $14,898 Building $39,407 | $54,305 (+0.43%) Land $14,898 Building $39,407 |
| 2023 | $1,124.00 (+8.18%) | $54,072 (+5.78%) Land $12,276 Building $41,796 | $54,072 (+5.78%) Land $12,276 Building $41,796 |
| 2022 | $1,039.00 | $51,115 Land $11,439 Building $39,676 | $51,115 Land $11,439 Building $39,676 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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