FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
21282 HILLSIDE CT, LAKE FOREST, CA 92630-6598
Mortgage
Document Number
0000092097
Date
Mar 31, 2026
Instrument
2026000092097
Lender
Name
ALLIANT CU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2056
Interest
Rate Type
Adjustable Rate
Rate
5.75%
Type Change Date
Apr 1, 2036
Change Frequency
6 Months
Min Rate At Change
2.25%
Max Rate At Change
10.7%
Index
SOFR Average 30-Day
Max Rate
10.7%
June 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ORANGE CA
Property Address
21282 HILLSIDE CT, LAKE FOREST, CA 92630-6598
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
TITLE365
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000224633
Date
Jun 26, 2019
Instrument
2019000224633
Lender
Name
OWNING CORPORATION
Type
Non-Lending Institution
Address
ORANGE, CA 92868
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2049
August 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ORANGE CA
Property Address
21282 HILLSIDE CT, LAKE FOREST, CA 92630-6598
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
WFG TITLE COMPANY OF CA
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000381128
Date
Aug 4, 2020
Instrument
2020000381128
Lender
Name
FLORIDA CAPITAL BANK NA
Type
Bank
Address
JACKSONVILLE, FL 32256
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Aug 1, 2050
September 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ORANGE CA
Property Address
21282 HILLSIDE CT, LAKE FOREST, CA 92630-6598
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
ORANGE COAST TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
21282 HILLSIDE CT, LAKE FOREST, CA 92630-6598
Mortgage
Document Number
0000524136
Date
Sep 25, 2020
Instrument
2020000524136
Lender
Name
OWNING CORPORATION
Type
Non-Lending Institution
Address
ORANGE, CA 92868
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 1, 2050
November 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ORANGE CA
Property Address
21282 HILLSIDE CT, LAKE FOREST, CA 92630-6598
Document Number
0000498975
Instrument Date
Nov 22, 2019
Transaction Type
Mortgage
Record Updated
Dec 13, 2019
Title Company
MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
21282 HILLSIDE CT LAKE FOREST CA 926306598, LAKE FOREST, CA 92630-6598
Mortgage
Document Number
0000498975
Date
Dec 2, 2019
Instrument
498975
Lender
Name
BAXTER CU
Type
Credit Union
Address
VERNON HILLS, IL 60061
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
120 Months
Due
Dec 1, 2029
Tax Assessment & Valuation
The 2025 property tax bill for 21282 Hillside Ct was $10,592, up 1.9% from the year before.
Source: Orange County assessment roll, as of August 4, 2026
Property Jurisdictions
Type
Name
State
California
County
Orange County
Municipality
Lake Forest City
Unified School District
Saddleback Valley Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$1,039,315 (+2%)Land $669,808Building $369,507
2025
$10,592.00 (+1.86%)Homeowner's exemption
$1,018,937Land $656,675Building $362,262
2024
$10,399.00 (+2.42%)
2023
$10,153.00 (+1.84%)Homeowner's exemption
$979,371Land $631,175Building $348,196
2022
$9,970.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 21282 Hillside Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 21282 Hillside Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood
0.03% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source
Surface water
Last State Inspection
Nov 2023
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Cox Communications Cable
2,000 / 100
May also be available: AT&T, Cityside Fiber, T-Mobile, Verizon.