2128 E 106th St, Carmel, IN 46032 Property Records

Hamilton County property record for 2128 E 106th St, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,616 sqft · built 1965
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual on Record
Last Sale	$378,000 (Jul 2020)
Tax Bill	$3,948 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-14-06-000-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-06-000-007.000-018`
Alternative APN	`1714060000007000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	2,616 sqft Living Area
1st Floor Area	1,552 sqft
2nd Floor Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1989
Architectural Style	Split Level
Exterior Material	Stone
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1714060000007000
Street Address	2128 E 106TH ST
City	CARMEL
State	IN
Zip	46032-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .98, SECTION 6, TOWNSHIP 17, RANGE 4
Legal Range	04
Legal Township	17
Legal Section	06
Legal Subdivision	CLAY
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1001
Census Tract	111006

Owner

Source: Hamilton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	2128 E 106TH ST, CARMEL, IN 46032-4010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit FORUM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Oct 8, 2014
Deed Document Number	2020041440
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 1, 2020
Property Address	2128 E 106TH ST, CARMEL, IN 46032-4010
Document Number	2020041440
Instrument Date	Jun 26, 2020
Instrument	2020041440
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2128 E 106TH ST, CARMEL, IN 46032-4010

Mortgage

Document Number	2020041441
Date	Jul 1, 2020
Instrument	2020041441

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2128 E 106TH ST, CARMEL, IN 46032-4010
Document Number	0000051489
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2128 E 106TH ST CARMEL IN 460324010, CARMEL, IN 46032-4010

Mortgage

Document Number	0000051489
Date	Oct 31, 2018
Instrument	51489

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 30, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,800 (+1.65%) Land $144,900 Building $224,900	$369,800 (+1.65%) Land $144,900 Building $224,900
2024	$3,948.00 (+3.19%)	$363,800 (-) Land $144,900 Building $218,900	$363,800 (-) Land $144,900 Building $218,900
2023	$3,826.00 (-7.74%) Homeowner's exemption	$363,800 (-0.63%) Land $144,900 Building $218,900	$363,800 (-0.63%) Land $144,900 Building $218,900
2022	$4,147.00 Homeowner's exemption	$366,100 Land $65,000 Building $301,100	$366,100 Land $65,000 Building $301,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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