Hamilton County property record for 2038 E 106th St, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,908 sqft · built 1964 |
| Lot Size | 5.05 acres (220,414 sqft) |
| Owner | Individual Name on File |
| Last Sale | $660,000 (Feb 2022) |
| Tax Bill | $7,455 (2024) |
| Deeds & Mortgages | Apr 2022 Line of Credit Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14-06-000-009.000-018 |
| Primary APN | 29-14-06-000-009.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,908 sqft Living Area |
| 1st Floor Area | 1,908 sqft |
| Basement Area | 1,908 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 220,414 sqft (5.05 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1714060000009000 |
|---|---|
| Street Address | 2038 E 106TH ST |
| City | CARMEL |
| State | IN |
| Zip | 46032-4008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE 5.06, SECTION 6, TOWNSHIP 17, RANGE 4 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 06 |
| Legal Subdivision | CLAY |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 111006 |
Source: Hamilton County records · APN 29-14-06-000-009.000-018
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2038 E 106TH ST, CARMEL, IN 46032-4008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2022 | Deed of Trust, Mortgage · Line of Credit CENTIER BANK |
| Feb 09, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 09, 2022 · Amount on Record |
| Deed Sale | Feb 09, 2022 · Amount on Record |
| Deed Document Number | 2022006717 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 2038 E 106TH ST, CARMEL, IN 46032-4008 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2038 W 106TH ST, CARMEL, IN 46032-7918 |
| Document Number | 0000018067 |
|---|---|
| Date | Apr 08, 2022 |
| Instrument | 2022018067 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 09, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Feb 09, 2022 |
| Property Address | 2038 E 106TH ST, CARMEL, IN 46032-4008 |
| Document Number | 0000006717 |
| Instrument Date | Feb 08, 2022 |
| Instrument | 2022006717 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 2038 E 106TH ST, CARMEL, IN 46032-4008 |
| Document Number | 0000006718 |
|---|---|
| Date | Feb 09, 2022 |
| Instrument | 2022006718 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $512,900 (+0.51%) Land $368,900 Building $144,000 | $512,900 (+0.51%) Land $368,900 Building $144,000 | |
| 2024 | $7,455.00 (+0.51%) | $510,300 (-) Land $368,900 Building $141,400 | $510,300 (-) Land $368,900 Building $141,400 |
| 2023 | $7,417.00 (+36.92%) Homeowner's exemption | $510,300 (+28.06%) Land $368,900 Building $141,400 | $510,300 (+28.06%) Land $368,900 Building $141,400 |
| 2022 | $5,417.00 | $398,500 Land $166,900 Building $231,600 | $398,500 Land $166,900 Building $231,600 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2017 · river or lake flooding |
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 241 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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