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2124 Betsy Ross Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2124 Betsy Ross Ln, Saint Cloud, FL 34769

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,273 sqft · built 2015
Lot Size0.065 acres (2,839 sqft)
Owner2 Individual Names on Record
Last Sale$224,000 (Sep 2025)
Tax Bill$5,083 (2025)
Deeds & MortgagesMay 2024 Mortgage
Sep 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-26-30-0535-0034-00A0

Property Details

APN / Parcel Number

Primary APN09-26-30-0535-0034-00A0
Alternative APN
  • 2630090535003400A0

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,273 sqft Living Area
Gross Area1,525 sqft
1st Floor Area70 sqft
Upper Floors Area1,203 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,839 sqft (0.065 acres)
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2124 BETSY ROSS LN
CitySAINT CLOUD
StateFL
Zip34769-7000
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionJEFFERSON GREEN AT ANTHEM PARK CONDO PH 34 CB 13 PG 107 OR 4471/1684 BLDG 34 UNIT A
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionJEFFERSON GREEN AT ANTHEM PARK CONDO PH
Legal Phase34
Legal Tract535
Legal BlockA0
Legal Lot NumberA
Legal UnitA
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43208

Owner

Source: Osceola County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2124 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 16, 2024Deed of Trust, Mortgage · Commercial Mortgage
CV3 FINANCIAL SERVICES LLC
Sep 15, 2025Warranty Deed, Transfer · Conventional Mortgage
KEYSTONE FUNDING INC
Mar 25, 2025Warranty Deed, Transfer
OS NATIONAL LLC
Apr 7, 2022Warranty Deed, Transfer · Commercial Mortgage
JLM CAPITAL LLC
Feb 20, 2017Grant Deed, Subdivision Related Transfer
DHI TITLE/FL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2025 · Amount on Record
Deed SaleSep 15, 2025 · Amount on Record
Prior SaleMar 25, 2025 · Amount on Record
Deed Document Number2025114026
Deed Book / Page6849 / 471
Record UpdatedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2124 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3700 FANCIFUL CT, SAINT CLOUD, FL 34772-8239

Mortgage

Document Number0066011378
DateMay 16, 2024
Book Page6601/1378
Instrument2024064620
Lender
NameCV3 FINANCIAL SERVICES LLC
TypeMortgage Company
AddressEL SEGUNDO, CA 90245
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term25 Months
DueJun 1, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 15, 2025
Property Address2124 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000
Document Number0068490471
Book / Page6849 / 471
Map ReferenceMB 3693 PG 2315
Instrument DateSep 11, 2025
Instrument2025114026
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,568.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1000, RD1000, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2124 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000

Mortgage

Document Number0068490473
DateSep 15, 2025
Book Page6849/473
Instrument2025114027
Lender
NameKEYSTONE FUNDING INC
TypeMortgage Company
AddressDOVER, DE 19901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 25, 2025
Property Address2124 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000
Document Number0067592043
Book / Page6759 / 2043
Map ReferenceMB 3693 PG 2315
Instrument DateMar 20, 2025
Instrument2025037183
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,363.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3700 FANCIFUL CT, SAINT CLOUD, FL 34772-8239

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 7, 2022
Property Address2124 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000
Document Number0061890652
Book / Page6189 / 652
Map ReferenceMB 3693 PG 2315
Instrument DateMar 16, 2022
Instrument2022055260
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyEQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4913 LONDON CREEK PL, KISSIMMEE, FL 34758-2236

Transferred To (Grantee/Buyer)

NameVerified Name
Address2124 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000

Mortgage

Document Number0006189654
DateApr 7, 2022
Instrument6189/654
Lender
NameJLM CAPITAL LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term24 Months
DueApr 1, 2024

February 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateFeb 20, 2017
Property Address2124 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000
Document Number0051042710
Book / Page005104 / 002710
Instrument DateFeb 17, 2017
Instrument27499
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 17, 2017
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$874.93
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4913 LONDON CREEK PL KISSIMMEE FL 347582236, KISSIMMEE, FL 34758-2236

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,083.00 (-3.97%)$185,300 (-4.93%) Building $185,300$185,300 (-4.93%) Building $185,300
2024$5,293.00 (+2.12%)$194,900 (+1.3%) Building $194,900$194,900 (+1.3%) Building $194,900
2023$5,183.00 (+24.56%)$192,400 (+33.15%) Building $192,400$192,400 (+33.15%) Building $192,400
2022$4,161.00$144,500 Building $144,500$144,500 Building $144,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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