2128 Arbor Bend St, Bonham, TX 75418 Property Records

Fannin County property record for 2128 Arbor Bend St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,407 sqft · built 1996
Lot Size	0.579 acres (25,230 sqft)
Owner	2 Individual Names on File
Last Sale	$327,900 (Jan 2022)
Tax Bill	$9,734 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9301-006-0170-05`

Property Details

APN / Parcel Number

Primary APN	`9301-006-0170-05`
Alternative APN	`90785`

Interior

Full Baths	3 Baths
Building Area	3,407 sqft Living Area
1st Floor Area	2,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	25,230 sqft (0.579 acres)
Lot Dimensions	168 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	805 sqft
Porch	Porch
Porch Area	71 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9301-006-0170-05
Street Address	2128 ARBOR BEND ST
City	BONHAM
State	TX
Zip	75418-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARBOR CREEK ADDN, BLOCK G, LOT 17 & PT OF 18
Legal Subdivision	ARBOR CREEK ADDITION
Legal Block	G
Legal Lot Number	17
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	3
Census Block	3006
Census Tract	950402

Owner

2128 Arbor Bend St is owned and occupied by two individuals who bought it in January 2022.

Source: Fannin County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2128 ARBOR BEND ST, BONHAM, TX 75418-2226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 1, 2017	Vendor's Lien, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on File
Deed Sale	Jan 11, 2022 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Document Number	2022230
Prior Transfer Date	Jan 7, 2022
Prior Transfer Doc	2022000230
Record Updated	Sep 20, 2026

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Jan 11, 2022
Property Address	2128 ARBOR BEND ST, BONHAM, TX 75418-2226
Document Number	2022000230
Map Reference	VOL 680 PG 356
Instrument Date	Jan 7, 2022
Instrument	2022000230
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3009 IRA YOUNG DR APT 1219, 3009, TEMPLE, TX 76504-6365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2128 ARBOR BEND ST, BONHAM, TX 75418-2226

Mortgage

Document Number	2022000231
Date	Jan 11, 2022
Instrument	2022000231

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	2128 ARBOR BEND ST, BONHAM, TX 75418-2226
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000159
Date	Jan 10, 2020
Instrument	2020000159

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Aug 1, 2017
Property Address	2128 ARBOR BEND ST, BONHAM, TX 75418-2226
Document Number	1973/0499
Book / Page	1973 / 0499
Map Reference	VOL 680 PG 356
Instrument Date	Jul 27, 2017
Instrument	2017-4249
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 BEAR RD, 541, VAN ALSTYNE, TX 75495-3370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2128 ARBOR BEND ST, BONHAM, TX 75418-2226

Mortgage

Document Number	20174250
Date	Aug 1, 2017
Instrument	2017-4250

Lender

Name	BANK OF AMERICA NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2128 Arbor Bend St was $9,734 with exemptions applied, up 16.2% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,734.00 (+16.23%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$501,850 Land $70,900 Building $430,950	$501,850 Land $70,900 Building $430,950
2024	$8,375.00
2023		$499,490 Land $67,870 Building $431,620	$499,490 Land $67,870 Building $431,620
2018	$7,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2128 Arbor Bend St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Apr 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2128 Arbor Bend St is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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