2127 Schooner Cv, Miramar Beach, FL 32550 Property Records

Walton County property record for 2127 Schooner Cv, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,884 sqft · built 1991
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on Record
Last Sale	$840,000 (Aug 2025)
Tax Bill	$5,614 (2024)
Deeds & Mortgages	Sep 2024 Transfer Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42600-000-2127`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42600-000-2127`
Alternative APN	`1048250`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	1,884 sqft Living Area
Gross Area	3,314 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1991
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Tin
Lot Area	5,358 sqft (0.123 acres)
Lot Width	5.5 ft Width
Garage Type	Finished
Garage Area	278 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,152 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1048250
Street Address	2127 SCHOONER CV
City	MIRAMAR BEACH
State	FL
Zip	32550-4528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2127 OLDE TOWN AT SANDESTIN PH 1 PB 8-48 OR 923-245 OR 3096-693 OR 3186-3596 OR 3336-3515 OR 3367-1010
Legal Range	21W
Legal Township	02S
Legal Section	25
Legal Subdivision	OLDE TOWNE AT SANDESTIN
Legal Phase	1
Legal Lot Number	2127
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2001
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2127 SCHOONER CV, MIRAMAR BEACH, FL 32550-4528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 8, 2021	Warranty Deed, Transfer MCNEESE TITLE LLC
Jan 30, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	Sep 20, 2024
Deed Document Number	0033671010
Deed Book / Page	3367 / 1010
Record Updated	Jun 8, 2026

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Sep 20, 2024
Property Address	2127 SCHOONER CV, MIRAMAR BEACH, FL 32550-4528
Document Number	0033363515
Book / Page	3336 / 3515
Map Reference	MB 8 PG 48
Instrument Date	Sep 18, 2024
Instrument	20240033227
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2127 SCHOONER CV, MIRAMAR BEACH, FL 32550-4528

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2127 SCHOONER CV, MIRAMAR BEACH, FL 32550-4528

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 8, 2021
Property Address	2127 SCHOONER CV, MIRAMAR BEACH, FL 32550-4528
Document Number	0031863596
Book / Page	3186 / 3596
Map Reference	MB 8 PG 48
Instrument Date	Mar 1, 2021
Instrument	20210011046
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$4,830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2127 SCHOONER CV, MIRAMAR BEACH, FL 32550-4528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3269 CRAGGY PT SE, ATLANTA, GA 30339-4302
Investor	Possibly a Property Investor

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Jan 30, 2019
Property Address	2127 SCHOONER CV, MIRAMAR BEACH, FL 32550-4528
Document Number	0030960693
Book / Page	003096 / 000693
Instrument Date	Jan 29, 2019
Instrument	2956
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2127 SCHOONER CV MIRAMAR BEACH FL 325504528, MIRAMAR BEACH, FL 32550-4528

Mortgage

Document Number	30960695
Date	Jan 30, 2019
Book Page	003096/000695
Instrument	2957

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$660,142 (-5.4%) Land $340,000 Building $320,142	$660,142 (-5.4%) Land $340,000 Building $320,142
2024	$5,614.00 (+3.75%) Homeowner's exemption	$697,820 (-7.76%) Land $151,613 Building $546,207	$697,820 (-7.76%) Land $151,613 Building $546,207
2023	$5,411.00 (+1.16%) Homeowner's exemption	$756,532 (+22.93%) Land $151,613 Building $604,919	$756,532 (+22.93%) Land $151,613 Building $604,919
2022	$5,349.00 Homeowner's exemption	$615,421 Land $168,291 Building $447,130	$615,421 Land $168,291 Building $447,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Wildstar Networks.

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