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2126 Schooner Cv, Miramar Beach, FL 32550 Property Records

Walton County property record for 2126 Schooner Cv, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,571 sqft · built 1991
Lot Size0.148 acres (6,447 sqft)
Owner2 Individual Names on Record
Last Sale$799,000 (Sep 2026)
Tax Bill$2,215 (2025)
Deeds & MortgagesSep 2026 Sale
Jun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN25-2S-21-42600-000-2126

Property Details

APN / Parcel Number

Primary APN25-2S-21-42600-000-2126
Alternative APNs
  • 25-221-42600-000-2126
  • 1048249

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,571 sqft Living Area
Gross Area2,450 sqft
1st Floor Area1,379 sqft
FlooringCarpet
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialConcrete
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area6,447 sqft (0.148 acres)
Lot Dimensions107 ft deep x 60 ft wide
Garage TypeAttached
Garage Area330 sqft
DrivewayBrick Driveway
PorchFinished Screened Porch
Porch Area549 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2126 SCHOONER CV
CityMIRAMAR BEACH
StateFL
Zip32550-4527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSD
Legal DescriptionLOT 2126 PH 1 OF OLDE TOWNE AT SANDESTIN PB 8-48 OR 3360-4983
Legal Range021
Legal Township02S
Legal Section25
Legal SubdivisionSANDESTIN
Legal Phase1
Legal Block21
Legal Lot Number2126
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2001
Census Tract950607

Owner

Source: Walton County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4875 DELBRIDGE CT W, OLIVE BRANCH, MS 38654-5074
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Warranty Deed, Transfer
SHORELINE TITLE LLC, SHORELINE TITLE
Jun 12, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2026 · Amount on Record
Deed SaleSep 1, 2026 · Amount on Record
Prior SaleJun 9, 2025 · Amount on Record
Deed Document Number202636226
Deed Book / Page3411 / 1874
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 1, 2026
Property Address2126 SCHOONER CV, MIRAMAR BEACH, FL 32550-4527
Document Number0000036226
Book / Page3411 / 1874
Instrument DateAug 31, 2026
Instrument202636226
Transaction TypeTransfer
Record UpdatedSep 24, 2026
Title CompanySHORELINE TITLE LLC, SHORELINE TITLE

Transaction

AmountAmount Recorded
Tax$564,893.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4875 DELBRIDGE CT W, OLIVE BRANCH, MS 38654-5074

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Recording DateJun 12, 2026
Property Address2126 SCHOONER CV, MIRAMAR BEACH, FL 32550-4527
Document Number0000024204
Book / Page3402 / 45
Instrument DateJun 11, 2026
Instrument202624204
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2126 SCHOONER CV, MIRAMAR BEACH, FL 32550-4527

Mortgage

Document Number0000024204,
DateJun 12, 2026
Book Page3402/45
Instrument202624204
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.36%
Max Rate-1%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,215.00 (+2.17%)$288,770 (-53.42%)$588,730 (-5.04%) Land $340,000 Building $248,730
2024$2,168.00 (+4.13%)
2023$2,082.00 (-0.53%) Homeowner's exemption$619,983 (+20.4%) Land $151,613 Building $468,370$619,983 (+20.4%) Land $151,613 Building $468,370
2022$2,093.00 Homeowner's exemption$514,954 Land $168,291 Building $346,663$514,954 Land $168,291 Building $346,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies271 units insured
incl. 206 condo units
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber		2,000 / 35
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Mediacom Xtream, Wildstar Networks.

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