2126 Cedaroyal Dr, Saint Louis, MO 63131 Property Records

St. Louis County property record for 2126 Cedaroyal Dr, Saint Louis, MO 63131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,200 sqft · built 1972
Lot Size	0.298 acres (12,998 sqft)
Owner	2 Individual Names on File
Last Sale	$406,300 (Nov 2021)
Tax Bill	$3,988 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22O-13-0374`

Property Details

APN / Parcel Number

Primary APN	`22O-13-0374`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,200 sqft Living Area
Gross Area	2,662 sqft
1st Floor Area	2,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,998 sqft (0.298 acres)
Lot Dimensions	100 ft deep x 101 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	570 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2126 CEDAROYAL DR
City	SAINT LOUIS
State	MO
Zip	63131-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	ROYAL ACRES PLAT 2 LOT 25
Legal Subdivision	ROYAL ACRES PLAT 2
Legal Lot Number	25
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	1
Census Block	1003
Census Tract	218012

Owner

2126 Cedaroyal Dr is owned and occupied by two individuals who bought it in November 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2126 CEDAROYAL DR, SAINT LOUIS, MO 63131-1906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage TOGETHER CU
Nov 17, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on File
Deed Sale	Nov 9, 2021 · Amount on File
Prior Sale	Aug 5, 2013 · Amount on File
Deed Document Number	2021940
Deed Book / Page	25208 / 5998
Prior Transfer Date	Dec 20, 2016
Prior Transfer Doc	02232900701
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Nov 9, 2021
Property Address	2126 CEDAROYAL DR, SAINT LOUIS, MO 63131-1906
Document Number	0252085998
Book / Page	25208 / 5998
Map Reference	MB 135 PG 96&97
Instrument Date	Oct 21, 2021
Instrument	2021110900940
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	US TITLE-SOUTH COUNTY, US TITLE SOUTH COUNTY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2126 CEDAROYAL DR, DES PERES, MO 63131-1906

Mortgage

Document Number	2021110900941
Date	Nov 9, 2021
Instrument	2021110900941

Lender

Name	TOGETHER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2126 CEDAROYAL DR, SAINT LOUIS, MO 63131-1906
Document Number	0242970458
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2126 CEDAROYAL DR DES PERES MO 631311906, DES PERES, MO 63131-1906

Mortgage

Document Number	0242970458
Date	Dec 15, 2020
Book Page	024297/000458
Instrument	1112

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2126 CEDAROYAL DR, SAINT LOUIS, MO 63131-1906
Document Number	0223721651
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2126 CEDAROYAL DR ST LOUIS MO 631311906, ST LOUIS, MO 63131-1906

Mortgage

Document Number	0223721651
Date	Jan 26, 2017
Book Page	022372/001651
Instrument	377

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2126 Cedaroyal Dr was $3,988, down 4.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Des Peres City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,700 (-) Land $47,990 Building $26,710	$393,200 (-) Land $252,600 Building $140,600
2025	$3,988.00 (-4.09%)	$74,700 Land $47,990 Building $26,710	$393,200 Land $252,600 Building $140,600
2024	$4,158.00 (+1.46%)
2023	$4,098.00 (+5.7%)	$73,930 (+15.52%) Land $26,890 Building $47,040	$389,100 Land $141,500 Building $247,600
2022	$3,877.00	$64,000 Land $26,890 Building $37,110
2021			$336,800 Land $141,500 Building $195,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2126 Cedaroyal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2126 Cedaroyal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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