2108 Cedaroyal Dr, Saint Louis, MO 63131 Property Records

St. Louis County property record for 2108 Cedaroyal Dr, Saint Louis, MO 63131

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,604 sqft · built 1972
Lot Size0.287 acres (12,502 sqft)
Owner2 Individual Names on Record
Last Sale$565,600 (Aug 2026)
Tax Bill$4,490 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN22O-13-0347

Property Details

APN / Parcel Number

Primary APN22O-13-0347

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,604 sqft Living Area
Gross Area3,003 sqft
1st Floor Area1,218 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area12,502 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide
TerrainAbove Road/Slope
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Frame Porch
Porch Area66 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2108 CEDAROYAL DR
CitySAINT LOUIS
StateMO
Zip63131-1906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionROYAL ACRES PLAT 2 LOT 22
Legal SubdivisionROYAL ACRES PLAT 2
Legal Lot Number22
JurisdictionST LOUIS MO
Township / Civil DivisionMISSOURI RIVER
Census Block Group1
Census Block1003
Census Tract218012

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2108 CEDAROYAL DR, SAINT LOUIS, MO 63131-1906
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2026 · Amount on Record
Deed SaleAug 3, 2026 · Amount on Record
Deed Document Number2026246
Prior Transfer DateJul 21, 2004
Prior Transfer Doc0159980013
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionST LOUIS MO
Recording DateAug 3, 2026
Property Address2108 CEDAROYAL DR, SAINT LOUIS, MO 63131-1906
Document Number0000000246
Instrument DateJul 30, 2026
Instrument202683246
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyFOUNDERS TITLE COMPANY, FOUNDERS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2108 CEDAROYAL DR, SAINT LOUIS, MO 63131-1906

Mortgage

Document Number0000000247,
DateAug 3, 2026
Instrument202683247
Lender
NameMORTGAGE SOLUTIONS/STATE LOUIS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityDes Peres City
Unified School DistrictParkway C-2 School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$84,170 (-) Land $47,750 Building $36,420$443,000 (-) Land $251,300 Building $191,700
2025$4,490.00 (+5.05%)$84,170 (+10.75%) Land $47,750 Building $36,420$443,000 (+10.75%) Land $251,300 Building $191,700
2024$4,274.00 (+1.47%)
2023$4,212.00 (+3.59%)$76,000 (+13.21%) Land $26,750 Building $49,250$400,000 (+13.22%) Land $140,800 Building $259,200
2022$4,066.00$67,130 Land $26,750 Building $40,380
2021$353,300 Land $140,800 Building $212,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJul 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKIRKWOOD PWS
serves 28,000 people · EPA ID MO6010430
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile, Verizon.

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