2125 Winchester Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 2125 Winchester Ave, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 600 sqft · built 1990
Owner	Individual Name on File
Last Sale	$190,500 (May 2023)
Tax Bill	$2,042 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`058-33-00-023.00`

Property Details

APN / Parcel Number

Primary APN	`058-33-00-023.00`
Alternative APNs	`12525` `3384`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	600 sqft Living Area

Exterior

Year Built	Built 1990
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Composition Shingle
Terrain	Rolling
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	12525
Street Address	2125 WINCHESTER AVE
City	MIDDLESBORO
State	KY
Zip	40965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW 211 (LOTS 4 & 5 & HOUSES)
Legal Lot Number	4-5
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	4
Census Block	4015
Census Tract	960600

Owner

2125 Winchester Ave is owned and occupied by an individual who bought it in May 2023.

Source: Bell County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2125 WINCHESTER AVE, MIDDLESBORO, KY 40965
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed, Transfer · Conventional Mortgage HEARTHSIDE BANK CORP
Nov 4, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on File
Deed Sale	May 3, 2023 · Amount on File
Prior Sale	Nov 4, 2020 · Amount on File
Deed Document Number	196155
Deed Book / Page	D401 / 206
Record Updated	Jun 8, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	May 3, 2023
Property Address	2125 WINCHESTER AVE, MIDDLESBORO, KY 40965-2562
Document Number	00D401/206
Book / Page	D401 / 206
Instrument Date	Apr 24, 2023
Instrument	196155
Transaction Type	Transfer
Record Updated	May 17, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 N MAIN ST, MADISONVILLE, KY 42431-1976

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2125 WINCHESTER AVE, MIDDLESBORO, KY 40965-2562

Mortgage

Document Number	0000196156
Date	May 3, 2023
Instrument	196156

Lender

Name	HEARTHSIDE BANK CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2053

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Nov 4, 2020
Property Address	2125 WINCHESTER AVE, MIDDLESBORO, KY 40965-2562
Document Number	00D389/157
Book / Page	D389 / 157
Instrument Date	Oct 30, 2020
Instrument	184701
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2125 WINCHESTER AVE, MIDDLESBORO, KY 40965-2562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 N MAIN ST, MADISONVILLE, KY 42431-1976

Tax Assessment & Valuation

The 2025 property tax bill for 2125 Winchester Ave was $2,042.

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,042.00	$190,500 Land $190,500	$190,500 Land $190,500
2023	$1,674.00	$159,900	$159,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2125 Winchester Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1981–2022)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Jul 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2125 Winchester Ave is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 73% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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