2012 Winchester Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 2012 Winchester Ave, Middlesboro, KY 40965

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 812 sqft · built 1972
Lot Size0.345 acres (15,000 sqft)
OwnerIndividual Name on Record
Last Sale$162,000 (Jan 2023)
Tax Bill$1,179 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN057-44-00-068.00

Property Details

APN / Parcel Number

Primary APN057-44-00-068.00
Alternative APNs
  • 10509
  • 2228

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area812 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.345 acres)
Lot Dimensions150 ft deep x 100 ft wide
DrivewayGravel Driveway
PorchSlab
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas
SewerConnected

Location & Zoning

Account Number10509
Street Address2012 WINCHESTER AVE
CityMIDDLESBORO
StateKY
Zip40965-2541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSW 110 (LOT 12-13; BLK 110)
Legal Lot Number12-13
JurisdictionBELL KY
Township / Civil DivisionMIDDLESBOROUGH
Census Block Group3
Census Block3011
Census Tract960600

Owner

Source: Bell County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2012 1/2 WINCHESTER AVE, MIDDLESBORO, KY 40965-2541
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2023 · Amount on Record
Deed SaleJan 25, 2023 · Amount on Record
Prior SaleDec 4, 2011 · Amount on Record
Deed Document Number2023194898
Deed Book / Page399 / 774
Prior Transfer DateNov 22, 2011
Prior Transfer Doc00D354/765
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL KY
Property Address2012 WINCHESTER AVE, MIDDLESBORO, KY 40965-2541
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 1 2 WINCHESTER AVE, MIDDLESBORO, KY 40965

Mortgage

Document Number00M370/587
DateMar 18, 2021
Book PageM370/587
Instrument185907
Lender
NameFIRST STATE FINANCIAL INC
TypeBank
AddressMIDDLESBORO, KY 40965
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBell County
MunicipalityMiddlesborough City
Unified School DistrictMiddlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,179.00 (+2.43%)$110,000 (-) Land $110,000$110,000 (-) Land $110,000
2023$1,151.00$110,000$110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Nearby Flood Policies39 in force
Nearby Flood Claims17 (1983–2025)
Claims Outside the SFHA3 of 17
Most Recent ClaimFeb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2011 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 73% of Kentucky
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY AMERICAN WATER - MIDDLESBORO
private · serves 12,022 people · EPA ID KY0070282
Water SourceSurface water
Last State InspectionJun 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Eastern Telephone & Technologies
Fixed Wireless
300 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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