2125 Harbor Dr, Norman, OK 73071 Property Records

Cleveland County property record for 2125 Harbor Dr, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 1996
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$180,000 (Jun 2025)
Tax Bill	$2,138 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0044569`

Property Details

APN / Parcel Number

Primary APN	`R0044569`
Alternative APNs	`NC29SOUL1 1 23001` `44569`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,170 sqft
1st Floor Area	1,750 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	44569
Street Address	2125 HARBOR DR
City	NORMAN
State	OK
Zip	73071-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SOUTH LAKE ADDITION LOT 23 BLK 1
Legal Range	02W
Legal Township	08
Legal Section	09
Legal Subdivision	SOUTH LAKE 1
Legal Block	1
Legal Lot Number	23
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2000
Census Tract	201404

Owner

2125 Harbor Dr is owned by a company that bought it in June 2025.

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	9120 SW 28TH ST, OKLAHOMA CITY, OK 73128-3200
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Commercial Mortgage KIAVI FUNDING INC
Dec 7, 2020	Warranty Deed, Transfer · FHA Mortgage GREAT PLAINS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on File
Deed Sale	Jun 30, 2025 · Amount on File
Prior Sale	Dec 7, 2020 · Amount on File
Deed Document Number	202517813
Deed Book / Page	6822 / 1462
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	2125 HARBOR DR, NORMAN, OK 73071-1544
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9120 SW 28TH ST, OKLAHOMA CITY, OK 73128-3200

Mortgage

Document Number	R202530063
Date	Oct 20, 2025
Book Page	6872/1229
Instrument	R 2025 30063

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Dec 7, 2020
Property Address	2125 HARBOR DR, NORMAN, OK 73071-1544
Document Number	0000045023
Book / Page	006158 / 000464
Instrument Date	Dec 3, 2020
Instrument	45023
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	CLEVELAND COUNTY ABSTRACT AND TITLE COMPANY, CLEVELAND CNTY ABS & TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 HARBOR DR NORMAN OK 730711544, NORMAN, OK 73071-1544

Mortgage

Document Number	45024
Date	Dec 7, 2020
Book Page	006158/000465
Instrument	45024

Lender

Name	GREAT PLAINS NAT'L BK
Type	Bank
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2125 Harbor Dr was $2,138.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,138.00 Homeowner's exemption	$18,822 Land $2,881 Building $15,941	$208,815 Land $31,964 Building $176,851
2023	$2,010.00 Homeowner's exemption	$17,742 Land $3,100 Building $14,642	$190,220 Land $33,237 Building $156,983

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2125 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2007–2019)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2125 Harbor Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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