Cleveland County property record for 2109 Harbor Dr, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,318 sqft · built 1993 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,690 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29SOUL1 1 19001 |
| Primary APN | NC29SOUL1 1 19001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,318 sqft Living Area |
| 1st Floor Area | 1,318 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 128 sqft |
| Patio Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 44565 |
|---|---|
| Old Parcel Number | 44565 |
| Street Address | 2109 HARBOR DR |
| City | NORMAN |
| State | OK |
| Zip | 73071-1544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SOUTH LAKE ADDITION LOT 19 BLK 1 |
| Legal Range | 02W |
| Legal Township | 08N |
| Legal Section | 09 |
| Legal Quarter | SE |
| Legal Subdivision | SOUTH LAKE 1 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 201404 |
2109 Harbor Dr is owned and occupied by two individuals who acquired it in January 2005.
Source: Cleveland County records, as of February 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2109 HARBOR DR, NORMAN, OK 73071-1544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2005 |
| Deed Sale | Jan 13, 2005 |
| Deed Document Number | 2005 01728 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2109 Harbor Dr was $1,690 with a homeowner's exemption.
Source: Cleveland County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,690.00 Homeowner's exemption | $15,080 Land $2,811 Building $12,269 | $166,167 Land $30,982 Building $135,185 |
| 2023 | $1,588.00 Homeowner's exemption | $14,215 Land $3,027 Building $11,188 | $150,299 Land $32,014 Building $118,285 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2109 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2007–2019) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2109 Harbor Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 88% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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