2124 Panorama Dr, Mobile, AL 36609 Property Records

Mobile County property record for 2124 Panorama Dr, Mobile, AL 36609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,448 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$202,000 (Nov 2024)
Tax Bill	$1,832 (2025)
Deeds & Mortgages	Apr 2024 Sale Dec 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R023302032001010017`

Property Details

APN / Parcel Number

Primary APN	`R023302032001010017`
Alternative APNs	`33 02 03 2 001 010.017` `01952621` `1952621`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,352 sqft
Upper Floors Area	120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1952621
Street Address	2124 PANORAMA DR
City	MOBILE
State	AL
Zip	36609-6412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BENTLY WOODS MBK 38 P 53 #SEC 03 T5S R2W #MP33 02 03 2 001
Legal Range	05S
Legal Township	05S
Legal Section	03
Legal Subdivision	BENTLY WOODS
Legal Lot Number	17
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	1
Census Block	1030
Census Tract	3707

Owner

2124 Panorama Dr is owned and occupied by an individual who bought it in November 2024.

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2124 PANORAMA DR, MOBILE, AL 36609-6412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Warranty Deed, Transfer
Dec 14, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 14, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2024 · Amount on File
Deed Sale	Nov 8, 2024 · Amount on File
Prior Sale	Apr 5, 2024 · Amount on File
Deed Document Number	202470036
Prior Transfer Date	Jan 7, 2005
Prior Transfer Doc	0000006771
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 5, 2024
Property Address	2124 PANORAMA DR, MOBILE, AL 36609-6412
Document Number	0000020828
Map Reference	MB 38 PG 53
Instrument Date	Mar 27, 2024
Instrument	2024020828
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2124 PANORAMA DR, MOBILE, AL 36609-6412
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 PANORAMA DR, MOBILE, AL 36609-6412

Mortgage

Document Number	0000082192
Date	Dec 14, 2021
Instrument	2021082192

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	930 Months
Due	Jun 25, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.12%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2124 PANORAMA DR, MOBILE, AL 36609-6412
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 PANORAMA DR, MOBILE, AL 36609-6412

Mortgage

Document Number	0000082193
Date	Dec 14, 2021
Instrument	2021082193

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	930 Months
Due	Jun 25, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2124 Panorama Dr was $1,832, up 148.9% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,832.00 (+148.91%)	$14,350 (+14.8%) Land $3,000 Building $11,350	$143,500 (+14.8%) Land $30,000 Building $113,500
2024	$736.00 (+8.39%) Homeowner's exemption	$12,500 (+7.85%) Land $3,000 Building $9,500	$125,000 (+7.85%) Land $30,000 Building $95,000
2023	$679.00 Homeowner's exemption	$11,590 Land $3,000 Building $8,590	$115,900 Land $30,000 Building $85,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2124 Panorama Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	30 (1979–2020)
Claims Outside the SFHA	25 of 30
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2124 Panorama Dr is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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