2121 Panorama Dr, Mobile, AL 36609 Property Records

Mobile County property record for 2121 Panorama Dr, Mobile, AL 36609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,002 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Jul 2018)
Tax Bill	$1,201 (2025)
Deeds & Mortgages	Dec 2019 Loan Modification Jul 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`R023302032001010024`

Property Details

APN / Parcel Number

Primary APN	`R023302032001010024`
Alternative APNs	`33 02 03 2 001 010.024` `01952694` `1952694`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,002 sqft Living Area
1st Floor Area	995 sqft
Upper Floors Area	1,007 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2004
Exterior Material	Stucco
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	397 sqft
Deck Area	60 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1952694
Street Address	2121 PANORAMA DR
City	MOBILE
State	AL
Zip	36609-6450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 BENTLEY WOODS MBK 38 P 53 #SEC 03 T5S R2W #MP33 02 03 2 001
Legal Range	05S
Legal Township	05S
Legal Section	03
Legal Subdivision	BENTLEY WOODS
Legal Lot Number	46
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	1
Census Block	1030
Census Tract	3707

Owner

2121 Panorama Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2121 PANORAMA DR, MOBILE, AL 36609-6450
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Loan Modification, Mortgage VETERANS UNITED HM LNS
Jul 27, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
May 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Apr 16, 2018	Grant Deed, Transfer OTHER
Feb 14, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Prior Sale	May 30, 2018 · Amount on File
Deed Document Number	201843665
Deed Book / Page	7663 / 1649
Record Updated	Oct 29, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	2121 PANORAMA DR, MOBILE, AL 36609-6450
Document Number	0000008726
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2121 PANORAMA DR MOBILE AL 366096450, MOBILE, AL 36609-6450

Mortgage

Document Number	0000008726
Date	Feb 11, 2020
Instrument	8726

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	EWING, NJ 08618

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 27, 2018
Property Address	2121 PANORAMA DR, MOBILE, AL 36609-6450
Document Number	0000043665
Book / Page	007663 / 001649
Instrument Date	Jul 27, 2018
Instrument	43665
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2121 PANORAMA DR MOBILE AL 366096450, MOBILE, AL 36609-6450

Mortgage

Document Number	43666
Date	Jul 27, 2018
Book Page	007663/001651
Instrument	43666

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 30, 2018
Property Address	2121 PANORAMA DR, MOBILE, AL 36609-6450
Document Number	0000029768
Book / Page	007641 / 001161
Instrument Date	Apr 2, 2018
Instrument	29768
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3788 PATRICIA DR MOBILE AL 366199766, MOBILE, AL 36619-9766
Investor	Possibly a Property Investor

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 16, 2018
Property Address	2121 PANORAMA DR, MOBILE, AL 36609-6450
Document Number	0000020665
Book / Page	007625 / 000235
Instrument Date	Mar 30, 2018
Instrument	20665
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7576 WILLOW CIR MOBILE AL 366954488, MOBILE, AL 36695-4488

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 14, 2018
Property Address	2121 PANORAMA DR, MOBILE, AL 36609-6450
Document Number	0000007678
Book / Page	007603 / 001469
Instrument Date	Feb 9, 2018
Instrument	7678
Transaction Type	Foreclosure
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$106.40
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4101 WISEMAN BLVD SAN ANTONIO TX 782514200, SAN ANTONIO, TX 78251-4200
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2121 Panorama Dr was $1,201 with a homeowner's exemption, up 7.2% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,201.00 (+7.23%) Homeowner's exemption	$20,100 (+8.41%) Land $3,000 Building $17,100	$201,000 (+8.41%) Land $30,000 Building $171,000
2024	$1,120.00 (+9.27%) Homeowner's exemption	$18,540 (+8.8%) Land $3,000 Building $15,540	$185,400 (+8.8%) Land $30,000 Building $155,400
2023	$1,025.00 Homeowner's exemption	$17,040 Land $3,000 Building $14,040	$170,400 Land $30,000 Building $140,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2121 Panorama Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	30 (1979–2020)
Claims Outside the SFHA	25 of 30
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2121 Panorama Dr is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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