2124 Mossy Vine Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2124 Mossy Vine Ave, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$438,000 (Mar 2026)
Tax Bill$894 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-26-31-0128-0001-0390

Property Details

APN / Parcel Number

Primary APN08-26-31-0128-0001-0390
Alternative APN
  • 263108012800010390

Exterior

Lot Area4,356 sqft (0.1 acres)

Location & Zoning

Street Address2124 MOSSY VINE AVE
CitySAINT CLOUD
StateFL
Zip34771-6817
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLANDINGS AT LIVE OAK LAKE PB 35 PGS 1-7 LOT 39
Legal SubdivisionLANDINGS AT LIVE OAK LAKE
Legal Lot Number39
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43301

Owner

Source: Osceola County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2124 MOSSY VINE AVE, SAINT CLOUD, FL 34771-6817
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2026 · Amount on Record
Deed SaleMar 31, 2026 · Amount on Record
Deed Document Number202642677
Deed Book / Page6946 / 2448
Record UpdatedSep 20, 2026

March 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 31, 2026
Property Address2124 MOSSY VINE AVE, SAINT CLOUD, FL 34771-6817
Document Number0069462448
Book / Page6946 / 2448
Map ReferenceMB 35 PG 1-7
Instrument DateMar 25, 2026
Instrument2026042677
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 22, 2026
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,066.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2124 MOSSY VINE AVE, SAINT CLOUD, FL 34771-6817

Mortgage

Document Number0069462450
DateMar 31, 2026
Instrument6946/2450
Lender
NameGENWAY HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$894.00 (+25.39%)$50,000 Land $50,000$50,000 Land $50,000
2024$713.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000

May also be available: CenturyLink, Verizon.

Nearby Properties on Mossy Vine Ave

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