2118 Mossy Vine Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2118 Mossy Vine Ave, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$399,800 (Apr 2026)
Tax Bill$713 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-26-31-0128-0001-0400

Property Details

APN / Parcel Number

Primary APN08-26-31-0128-0001-0400
Alternative APN
  • 263108012800010400

Exterior

Lot Area3,920 sqft (0.09 acres)

Location & Zoning

Street Address2118 MOSSY VINE AVE
CitySAINT CLOUD
StateFL
Zip34771-6817
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLANDINGS AT LIVE OAK LAKE PB 35 PGS 1-7 LOT 40
Legal SubdivisionLANDINGS AT LIVE OAK LAKE
Legal Lot Number40
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43301

Owner

2118 Mossy Vine Ave, vacant land, is owned and occupied by an individual who bought it in April 2026.

Source: Osceola County records, as of May 6, 2026

Owner of RecordIndividual Name on File
Mailing Address2118 MOSSY VINE AVE, SAINT CLOUD, FL 34771-6817
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2026 · Amount on File
Deed SaleApr 28, 2026 · Amount on File
Deed Document Number202655578
Deed Book / Page6962 / 285
Record UpdatedSep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 28, 2026
Property Address2118 MOSSY VINE AVE, SAINT CLOUD, FL 34771-6817
Document Number0000055578
Book / Page6962 / 285
Instrument DateApr 24, 2026
Instrument2026.55578
Transaction TypeTransfer
Record UpdatedMay 7, 2026
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$282,658.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2118 MOSSY VINE AVE, SAINT CLOUD, FL 34771-6817

Mortgage

Document Number0000055579,
DateApr 28, 2026
Instrument2026..55579
Lender
NamePULTE MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate6.11%
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$50,000 Land $50,000$50,000 Land $50,000
2024$713.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2118 Mossy Vine Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2118 Mossy Vine Ave is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000

May also be available: CenturyLink, Verizon.

Nearby Properties on Mossy Vine Ave

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