2124 Firelight Way, Ooltewah, TN 37363 Property Records

Hamilton County property record for 2124 Firelight Way, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,372 sqft · built 2023
Lot Size0.172 acres (7,503 sqft)
OwnerIndividual Name on Record
Last Sale$507,996 (Sep 2023)
Tax Bill$1,919 (2025)
Deeds & MortgagesNov 2025 Mortgage
Sep 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN160J F 006

Property Details

APN / Parcel Number

Primary APN160J F 006
Alternative APN
  • 0000394704

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,372 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,503 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000394704
Street Address2124 FIRELIGHT WAY
CityOOLTEWAH
StateTN
Zip37363-2234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 15 REFLECTIONS PHASE I PB 127 PGS 116-117 OUT OF 160 007 FOR 2023
Legal SubdivisionREFLECTIONS PHASE I
Legal Phase1
Legal Lot Number15
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group2
Census Block2000
Census Tract11324

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2124 FIRELIGHT WAY, OOLTEWAH, TN 37363-2234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Deed of Trust, Mortgage · VA Mortgage
SECURE CHOICE LENDING
Sep 13, 2023Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
SUMMIT FUNDING INC
Mar 29, 2023Limited Warranty Deed, Transfer
FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2023 · Amount on Record
Deed SaleSep 13, 2023 · Amount on Record
Deed Document Number2023091362
Deed Book / Page13397 / 691
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2124 FIRELIGHT WAY, OOLTEWAH, TN 37363-2234
Transaction TypeMortgage
Record UpdatedNov 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2124 FIRELIGHT WAY, OOLTEWAH, TN 37363-2234
InvestorPossibly a Property Investor

Mortgage

Document Number0000000157
DateNov 13, 2025
Book Page14106/332
Instrument2025111300157
Lender
NameSECURE CHOICE LENDING
TypeMortgage Company
AddressRIVERSIDE, CA 92507
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

September 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHAMILTON TN
Recording DateSep 13, 2023
Property Address2124 FIRELIGHT WAY, OOLTEWAH, TN 37363-2234
Document Number0000000062
Book / Page13397 / 691
Map ReferenceMB 127 PG 116
Instrument DateAug 11, 2023
Instrument2023091300062
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,879.59
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2124 FIRELIGHT WAY, OOLTEWAH, TN 37363-2234
InvestorPossibly a Property Investor

Mortgage

Document Number0000000063
DateSep 13, 2023
Instrument2023091300063
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

March 2023: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionHAMILTON TN
Recording DateMar 29, 2023
Property Address2124 FIRELIGHT WAY, OOLTEWAH, TN 37363-2234
Document Number0000000209
Book / Page13249 / 863
Map ReferenceMB 127 PG 116
Instrument DateMar 27, 2023
Instrument2023032900209
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyFIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

AmountAmount Recorded
Tax$3,463.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 14TH ST NE STE 2200, 2200, ATLANTA, GA 30309-3693
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,919.00 (-11.57%)$126,625 (+30.51%)$506,500 (+30.51%) Land $90,000 Building $416,500
2024$2,170.00$97,025$388,100 Land $70,000 Building $318,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 62% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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