2109 Firelight Way, Ooltewah, TN 37363 Property Records

Hamilton County property record for 2109 Firelight Way, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,552 sqft · built 2023
Owner	Individual Name on File
Last Sale	$487,235 (Sep 2023)
Tax Bill	$1,934 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160J I 009`

Property Details

APN / Parcel Number

Primary APN	`160J I 009`
Alternative APN	`0000394768`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,552 sqft Living Area

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000394768
Street Address	2109 FIRELIGHT WAY
City	OOLTEWAH
State	TN
Zip	37363-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 89 REFLECTIONS PHASE I PB 127 PGS 116-117 OUT OF 160 007 FOR 2023
Legal Phase	1
Legal Lot Number	89
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	11324

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2109 FIRELIGHT WAY, OOLTEWAH, TN 37363-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 25, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Mar 29, 2023	Limited Warranty Deed, Transfer FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Prior Sale	Mar 29, 2023 · Amount on File
Deed Document Number	2023092500110
Deed Book / Page	13406 / 988
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2109 FIRELIGHT WAY, OOLTEWAH, TN 37363-2234
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 FIRELIGHT WAY, OOLTEWAH, TN 37363-2234

Mortgage

Document Number	0000000157
Date	Oct 9, 2025
Book Page	14071/231
Instrument	2025100900157

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2035

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 25, 2023
Property Address	2109 FIRELIGHT WAY, OOLTEWAH, TN 37363-2234
Document Number	0000000110
Book / Page	13406 / 988
Map Reference	MB 127 PG 116&117
Instrument Date	Sep 14, 2023
Instrument	2023092500110
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,802.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 FIRELIGHT WAY, OOLTEWAH, TN 37363-2234

Mortgage

Document Number	0000000111
Date	Sep 25, 2023
Instrument	2023092500111

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2038

March 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 29, 2023
Property Address	2109 FIRELIGHT WAY, OOLTEWAH, TN 37363-2234
Document Number	0000000209
Book / Page	13249 / 863
Map Reference	MB 127 PG 116
Instrument Date	Mar 27, 2023
Instrument	2023032900209
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount on Record
Tax	$3,463.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 14TH ST NE STE 2200, 2200, ATLANTA, GA 30309-3693
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,934.00 (-9.92%)	$127,650 (+32.97%)	$510,600 (+32.97%) Land $90,000 Building $420,600
2024	$2,147.00	$96,000	$384,000 Land $50,000 Building $334,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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