Black Hawk County property record for 2123 W 3rd St, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,840 sqft · built 1914 |
| Lot Size | 0.14 acres (6,100 sqft) |
| Owner | Company Name on Record |
| Last Sale | $46,850 (Nov 2012) |
| Tax Bill | $1,574 (2025) |
| Deeds & Mortgages | Aug 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-27-454-004 |
| Primary APN | 8913-27-454-004 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Basement Area | 920 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,100 sqft (0.14 acres) |
| Lot Dimensions | 122 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 133 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2123 W 3RD ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOME PARK SECOND ADDITION LOT 5 BLK 4 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | HOME PARK SECOND ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1400 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 851, WATERLOO, IA 50704-0851 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2012 · Amount on Record |
| Deed Sale | Nov 1, 2012 · Amount on Record |
| Deed Document Number | 20122013009015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2123 W 3RD ST, WATERLOO, IA 50701-2905 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Name | Verified Name |
|---|
| Document Number | 202000002206 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 202000002206 |
| Name | BANK IOWA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,574.00 (+4.24%) | $77,150 (+10.88%) Land $16,800 Building $60,350 | $77,150 (+10.88%) Land $16,800 Building $60,350 |
| 2024 | $1,510.00 (+5.01%) | ||
| 2023 | $69,580 (+6.23%) Land $16,800 Building $52,780 | $69,580 (+6.23%) Land $16,800 Building $52,780 | |
| 2022 | $1,438.00 | $65,500 Land $16,800 Building $48,700 | |
| 2021 | $65,500 Land $16,800 Building $48,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, Verizon.
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