2116 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2116 W 3rd St, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1916
Square Footage	1,600 sqft Living Area
Lot Size	5,800 sqft (0.133 acres)
Occupancy	Owner Occupied
Last Sale	$135,000 (2024)
Tax Bill	$2,640.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-27-451-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Partial Baths	2 Partial Baths
Total Rooms	8 Rooms
Building Area	1,600 sqft Living Area
1st Floor	728 sqft 1st Floor
Basement Area	728 sqft Basement
Finished Basement	400 sqft Finished
Unfinished Basement	728 sqft Unfinished
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Aluminum Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,800 sqft (0.133 acres)
Depth X Width	116 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	484 sqft Garage

Exterior Amenities

Deck Area	312 sqft Deck
Patio Area	312 sqft Patio
Porch	1 Porch
Porch Area	176 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2116 W 3RD ST
City	WATERLOO
State	IA
Zip	50701-2906
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOME PARK SECOND ADDITION LOT 13 BLK 3
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	HOME PARK SECOND ADDITION
Legal Block	3
Legal Lot Number	13
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2011
Census Tract	1400

Owner

Source: Black Hawk County records · APN 8913-27-451-012

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2116 W 3RD ST, WATERLOO, IA 50701-2906
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 09, 2024 · Amount on Record
Deed Sale	May 09, 2024 · Amount on Record
Prior Sale	Mar 09, 2012 · Amount on Record
Deed Doc Number	202414056
Record Refreshed	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 09, 2024
Property Address	2116 W 3RD ST, WATERLOO, IA 50701-2906
Document Number	202400014056
Instrument Date	Apr 30, 2024
Instrument	202400014056
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$215.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2116 W 3RD ST, WATERLOO, IA 50701-2906

Mortgage

Document Number	0202414057
Date	May 09, 2024
Instrument	2024-14057

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,640.00	$139,510 (+14.62%) Land $16,450 Building $123,060	$139,510 (+14.62%) Land $16,450 Building $123,060
2024	$2,640.00 (+17.65%)
2023		$121,720 (+9.57%) Land $16,450 Building $105,270	$121,720 (+9.57%) Land $16,450 Building $105,270
2022	$2,244.00 Homeowner's exemption	$111,090 Land $16,450 Building $94,640
2021			$111,090 Land $16,450 Building $94,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.