2123 Harvard Ln, Elgin, IL 60123 Property Records

Kane County property record for 2123 Harvard Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 978 sqft · built 1973
Lot Size	0.201 acres (8,760 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (May 2023)
Tax Bill	$6,128 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-21-258-025`

Property Details

APN / Parcel Number

Primary APN	`06-21-258-025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	978 sqft Living Area
Gross Area	1,956 sqft
1st Floor Area	978 sqft
Basement Area	978 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	8,760 sqft (0.201 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2123 HARVARD LN
City	ELGIN
State	IL
Zip	60123-6923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE PARK UNIT 1 ELY 43 FT OF LOT 105 & WLY 30 FT OF LOT 106
Legal Subdivision	COLLEGE PARK
Legal Block	2
Legal Lot Number	105-1
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2032
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	352 S WAVERLY CT, ELGIN, IL 60120-4619
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Feb 16, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Feb 16, 2023 · Amount on Record
Deed Document Number	202315405
Prior Transfer Date	Nov 6, 2007
Prior Transfer Doc	0000119539
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 15, 2023
Property Address	2123 HARVARD LN, ELGIN, IL 60123-6923
Document Number	0000015405
Instrument Date	May 1, 2023
Instrument	2023K015405
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 HARVARD LN, ELGIN, IL 60123-6923

Mortgage

Document Number	0000015406
Date	May 15, 2023
Instrument	2023K015406

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.87%

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Feb 16, 2023
Property Address	2123 HARVARD LN, ELGIN, IL 60123-6923
Document Number	0000004885
Instrument Date	Feb 10, 2023
Instrument	2023K004885
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 HARVARD LN, ELGIN, IL 60123-6923

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,128.00 (+41.49%)	$80,332 (+8.57%) Land $21,976 Building $58,356	$241,092 (+8.57%) Land $65,954 Building $175,138
2024		$73,991 (+21.39%) Land $20,241 Building $53,750	$222,062 (+21.44%) Land $60,747 Building $161,315
2022	$4,331.00 (+5.58%) Homeowner's exemption	$60,951 (+6.96%) Land $16,674 Building $44,277	$182,853 (+6.96%) Land $50,022 Building $132,831
2021	$4,102.00 Homeowner's exemption	$56,985 Land $15,589 Building $41,396	$170,955 Land $46,767 Building $124,188

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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