Kane County property record for 2080 Harvard Ln, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,129 sqft · built 1973 |
| Lot Size | 0.173 acres (7,535 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Oct 2023) |
| Tax Bill | $5,797 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-21-257-035 |
| Primary APN | 06-21-257-035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,129 sqft Living Area |
| Gross Area | 2,258 sqft |
| 1st Floor Area | 1,129 sqft |
| Basement Area | 1,129 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 7,535 sqft (0.173 acres) |
| Lot Dimensions | 110 ft deep x 69 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 2080 HARVARD LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLEGE PARK UNIT 1 LOT 40 |
| Legal Subdivision | COLLEGE PARK |
| Legal Block | 2 |
| Legal Lot Number | 40 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 851908 |
Source: Kane County records · APN 06-21-257-035
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2080 HARVARD LN, ELGIN, IL 60123-6922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Oct 06, 2023 | Administrator's Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2023 · Amount on Record |
| Deed Sale | Oct 06, 2023 · Amount on Record |
| Prior Sale | Nov 01, 2000 · Amount on Record |
| Deed Document Number | 202335173 |
| Prior Transfer Date | May 19, 2004 |
| Prior Transfer Doc | 0000109595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2080 HARVARD LN, ELGIN, IL 60123-6922 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2080 HARVARD LN, ELGIN, IL 60123-6922 |
| Document Number | 0000008506 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 2026K008506 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate | 6.12% |
|---|
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 06, 2023 |
| Property Address | 2080 HARVARD LN, ELGIN, IL 60123-6922 |
| Document Number | 0000035173 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023K035173 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2080 HARVARD LN, ELGIN, IL 60123-6922 |
| Document Number | 0000035174 |
|---|---|
| Date | Oct 06, 2023 |
| Instrument | 2023K035174 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.77% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,797.00 (+15.8%) | ||
| 2024 | $77,367 (+21.39%) Land $19,119 Building $58,248 | $232,194 (+21.44%) Land $57,380 Building $174,814 | |
| 2022 | $5,006.00 (+4.73%) Homeowner's exemption | $63,733 (+6.96%) Land $15,750 Building $47,983 | $191,199 (+6.96%) Land $47,250 Building $143,949 |
| 2021 | $4,780.00 Homeowner's exemption | $59,586 Land $14,725 Building $44,861 | $178,758 Land $44,175 Building $134,583 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Opiquad. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures