2080 Harvard Ln, Elgin, IL 60123 Property Records

Kane County property record for 2080 Harvard Ln, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,129 sqft · built 1973
Lot Size0.173 acres (7,535 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Oct 2023)
Tax Bill$5,797 (2025)
Deeds & MortgagesMar 2026 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-21-257-035

Property Details

APN / Parcel Number

Primary APN06-21-257-035

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,129 sqft Living Area
Gross Area2,258 sqft
1st Floor Area1,129 sqft
Basement Area1,129 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Construction TypeFrame
Lot Area7,535 sqft (0.173 acres)
Lot Dimensions110 ft deep x 69 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address2080 HARVARD LN
CityELGIN
StateIL
Zip60123-6922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLEGE PARK UNIT 1 LOT 40
Legal SubdivisionCOLLEGE PARK
Legal Block2
Legal Lot Number40
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2022
Census Tract851908

Owner

Source: Kane County records · APN 06-21-257-035

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2080 HARVARD LN, ELGIN, IL 60123-6922
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2026Deed of Trust, Mortgage · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Oct 06, 2023Administrator's Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2023 · Amount on Record
Deed SaleOct 06, 2023 · Amount on Record
Prior SaleNov 01, 2000 · Amount on Record
Deed Document Number202335173
Prior Transfer DateMay 19, 2004
Prior Transfer Doc0000109595
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2080 HARVARD LN, ELGIN, IL 60123-6922
Transaction TypeMortgage
Record UpdatedMar 11, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2080 HARVARD LN, ELGIN, IL 60123-6922

Mortgage

Document Number0000008506
DateMar 03, 2026
Instrument2026K008506
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056
Interest
Rate6.12%

October 2023: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionKANE IL
Recording DateOct 06, 2023
Property Address2080 HARVARD LN, ELGIN, IL 60123-6922
Document Number0000035173
Instrument DateSep 29, 2023
Instrument2023K035173
Transaction TypeTransfer
Record UpdatedOct 17, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2080 HARVARD LN, ELGIN, IL 60123-6922

Mortgage

Document Number0000035174
DateOct 06, 2023
Instrument2023K035174
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053
Interest
Rate TypeFixed Rate
Rate7.77%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,797.00 (+15.8%)
2024$77,367 (+21.39%) Land $19,119 Building $58,248$232,194 (+21.44%) Land $57,380 Building $174,814
2022$5,006.00 (+4.73%) Homeowner's exemption$63,733 (+6.96%) Land $15,750 Building $47,983$191,199 (+6.96%) Land $47,250 Building $143,949
2021$4,780.00 Homeowner's exemption$59,586 Land $14,725 Building $44,861$178,758 Land $44,175 Building $134,583

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T, Opiquad. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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