2123 E 38th St, Savannah, GA 31404 Property Records

Chatham County property record for 2123 E 38th St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2021
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$324,000 (Jul 2021)
Tax Bill	$3,732 (2025)
Deeds & Mortgages	Apr 2026 Second Mortgage Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-0079-16-015`

Property Details

APN / Parcel Number

Primary APN	`2-0079-16-015`
Alternative APN	`M619580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	90 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2123 E 38TH ST
City	SAVANNAH
State	GA
Zip	31404-3848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT A - RECOMB LOTS 1, 3, 5, 7, 9 GREEN ACRES SUB MURPHY WARD
Legal Subdivision	GREEN ACRES SUB
Legal Block	9
Legal Lot Number	A,1,3,5
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4015
Census Tract	3602

Owner

Source: Chatham County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2123 E 38TH ST, SAVANNAH, GA 31404-3848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE
Nov 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST CHATHAM BANK
Jul 1, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE
Oct 13, 2020	Warranty Deed, Transfer
Aug 7, 2018	Foreclosure
Aug 7, 2018	Special Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	Aug 7, 2018 · Amount on Record
Deed Document Number	20219077
Deed Book / Page	2452 / 554
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Recording Date	Apr 23, 2026
Property Address	2123 E 38TH ST, SAVANNAH, GA 31404-3848
Document Number	0039600387
Book / Page	3960 / 387
Instrument Date	Apr 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 E 38TH ST, SAVANNAH, GA 31404-3848

Mortgage

Document Number	3960000387,
Date	Apr 23, 2026
Book Page	3960/387

Lender

Name	GUILD MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2123 E 38TH ST, SAVANNAH, GA 31404-3848
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	E 38TH ST, SAVANNAH

Mortgage

Document Number	0021210772
Date	Nov 2, 2020
Book Page	0000002121/0000000772
Instrument	032670450010

Lender

Name	FIRST CHATHAM BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2021

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 1, 2021
Property Address	2123 E 38TH ST, SAVANNAH, GA 31404-3848
Document Number	0024520554
Book / Page	2452 / 554
Instrument Date	Jul 1, 2021
Instrument	2021-009077
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 E 38TH ST, SAVANNAH, GA 31404-3848

Mortgage

Document Number	0024520556
Date	Jul 16, 2021
Book Page	0000002452/0000000556

Lender

Name	GUILD MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 13, 2020
Property Address	2123 E 38TH ST, SAVANNAH, GA 31404-3848
Document Number	0021210782
Book / Page	2121 / 782
Instrument Date	Oct 13, 2020
Instrument	2020-011150
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 E 38TH ST, SAVANNAH, GA 31404-3848

August 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHATHAM GA
Recording Date	Aug 7, 2018
Property Address	2123 E 38TH ST, SAVANNAH, GA 31404-3848
Document Number	0014280458
Book / Page	1428 / 458
Instrument Date	Aug 7, 2018
Instrument	2018-008374
Transaction Type	Foreclosure
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203

August 2018: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 7, 2018
Property Address	2123 E 38TH ST, SAVANNAH, GA 31404-3848
Document Number	0014680047
Book / Page	1468 / 47
Instrument Date	Aug 7, 2018
Instrument	2018-010438
Transaction Type	Foreclosure
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 CLAIRMONT RD, DECATUR, GA 30033-4032

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,340 (-25.47%) Land $16,800 Building $164,540	$453,350 (-25.47%) Land $42,000 Building $411,350
2025	$3,732.00 (-0.64%)	$243,320 (+37.28%) Land $16,800 Building $226,520	$608,300 (+37.28%) Land $42,000 Building $566,300
2024	$3,756.00 (-25.28%)
2023		$177,240 (+36.76%) Land $12,600 Building $164,640	$443,100 (+36.76%) Land $31,500 Building $411,600
2022	$5,027.00	$129,600 Land $9,000 Building $120,600	$324,000 Land $22,500 Building $301,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	22 (1994–2025)
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Floyd Emergency Declarations, Sep 1999 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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