2120 E 38th St, Savannah, GA 31404 Property Records

Chatham County property record for 2120 E 38th St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 1960
Lot Size	0.159 acres (6,926 sqft)
Owner	2 Individual Names on File
Last Sale	$203,000 (Oct 2022)
Tax Bill	$3,462 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0079-12-005`

Property Details

APN / Parcel Number

Primary APN	`2-0079-12-005`
Alternative APN	`L344L305`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	944 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,926 sqft (0.159 acres)
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Porch	Slab
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2120 E 38TH ST
City	SAVANNAH
State	GA
Zip	31404-3849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 88 AND 89 PROSPECT PARK MU RPHEY WARD
Legal Subdivision	VICTORY HEIGHTS
Legal Lot Number	88
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4010
Census Tract	3602

Owner

2120 E 38th St is owned by two individuals who bought it in October 2022.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1350 5TH ST, 105, SARASOTA, FL 34236-5140
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Warranty Deed, Transfer · Conventional Mortgage COASTAL CUSTOM MORTGAGE
Mar 12, 2021	Warranty Deed, Transfer · FHA Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on File
Deed Sale	Oct 26, 2022 · Amount on File
Prior Sale	Mar 12, 2021 · Amount on File
Deed Document Number	202212524
Deed Book / Page	2948 / 407
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 21, 2022
Property Address	2120 E 38TH ST, SAVANNAH, GA 31404-3849
Document Number	0029480407
Book / Page	2948 / 407
Instrument Date	Oct 21, 2022
Instrument	2022-012524
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1350 5TH ST UNIT 105, 105, SARASOTA, FL 34236-5140

Mortgage

Document Number	0029480409
Date	Oct 26, 2022
Book Page	0000002948/0000000409
Instrument	034141900024

Lender

Name	COASTAL CUSTOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 12, 2021
Property Address	2120 E 38TH ST, SAVANNAH, GA 31404-3849
Document Number	0022850044
Book / Page	2285 / 44
Instrument Date	Mar 12, 2021
Instrument	2021-002985
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 E 38TH ST, SAVANNAH, GA 31404-3849

Mortgage

Document Number	0022850046
Date	Mar 16, 2021
Book Page	0000002285/0000000046

Lender

Name	RENASANT BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2120 E 38th St was $3,462.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,600 (+2.79%) Land $16,000 Building $107,600	$309,000 (+2.79%) Land $40,000 Building $269,000
2025	$3,462.00	$120,240 Land $16,000 Building $104,240	$300,600 Land $40,000 Building $260,600
2023		$80,200 (+53.88%) Land $12,000 Building $68,200	$200,500 (+53.88%) Land $30,000 Building $170,500
2022	$1,231.00	$52,120 Land $9,600 Building $42,520	$130,300 Land $24,000 Building $106,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2120 E 38th St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	22 (1994–2025)
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Floyd Emergency Declarations, Sep 1999 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2120 E 38th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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