2123 Algiers St, Union, KY 41091 Property Records

Boone County property record for 2123 Algiers St, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,424 sqft · built 2002
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2018)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051.00-06-127.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-06-127.00`
Alternative APN	`22388`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,424 sqft Finished Area

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2123 ALGIERS ST
City	UNION
State	KY
Zip	41091-7420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 127 SEC 4 ORLEANS NORTH
Legal Subdivision	ORLEANS NORTH
Legal Lot Number	127
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2007
Census Tract	70318

Owner

2123 Algiers St is owned and occupied by an individual who bought it in June 2018.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	2123 ALGIERS ST, UNION, KY 41091-7420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 11, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 20, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2018 · Amount on File
Deed Sale	Jun 20, 2018 · Amount on File
Prior Sale	Dec 23, 2008 · Amount on File
Deed Document Number	753594
Deed Book / Page	D1110 / 301
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2123 ALGIERS ST, UNION, KY 41091-7420
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	AMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4409/274
Date	Feb 3, 2021
Book Page	M4409/274
Instrument	825319

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2123 ALGIERS ST, UNION, KY 41091-7420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4226/184
Date	Oct 11, 2019
Book Page	M4226/184
Instrument	785695

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jun 20, 2018
Property Address	2123 ALGIERS ST, UNION, KY 41091-7420
Document Number	D1110/301
Book / Page	D1110 / 301
Map Reference	CAB 4 SL 191
Instrument Date	Jun 15, 2018
Instrument	753594
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	LAWYERS TITLE OF CINCINNATI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 ARCHDALE DR APT 5207, 5000, FRANKLIN, TN 37064-1781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 ALGIERS ST, UNION, KY 41091-7420

Mortgage

Document Number	753595
Date	Jun 20, 2018
Instrument	753595

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2123 Algiers St was $1,561.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00	$210,200 Land $30,000 Building $180,200
2024			$210,200 (-) Land $30,000 Building $180,200
2023	$1,620.00 (+7.21%)	$210,200 (+5.1%) Land $30,000 Building $180,200	$210,200 (+5.1%) Land $30,000 Building $180,200
2022	$1,511.00	$200,000 Land $24,000 Building $176,000	$200,000 Land $24,000 Building $176,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2123 Algiers St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2123 Algiers St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	BOONE CO WATER & SEWER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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