2118 Algiers St, Union, KY 41091 Property Records

Boone County property record for 2118 Algiers St, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,256 sqft · built 2002
Lot Size	0.151 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,000 (Jan 2025)
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051.00-06-136.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-06-136.00`
Alternative APN	`42703`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,256 sqft Finished Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Lot Area	6,600 sqft (0.151 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2118 ALGIERS ST
City	UNION
State	KY
Zip	41091-7419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 136 SEC 4 ORLEANS NORTH
Legal Subdivision	ORLEANS NORTH SUB
Legal Lot Number	136
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2007
Census Tract	70318

Owner

Source: Boone County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2118 ALGIERS ST, UNION, KY 41091-7419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage VICTORY COMMUNITY BANK
Apr 4, 2023	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 2, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2025 · Amount on Record
Deed Sale	Jan 10, 2025 · Amount on Record
Prior Sale	Apr 4, 2023 · Amount on Record
Deed Document Number	20251096667
Deed Book / Page	1233 / 691
Prior Transfer Date	Nov 3, 2010
Prior Transfer Doc	0D0986/176
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2118 ALGIERS ST, UNION, KY 41091-7419
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4262/398
Date	Feb 13, 2020
Book Page	M4262/398
Instrument	794784

Lender

Name	VICTORY COMMUNITY BANK
Type	Bank
Address	FT MITCHELL, KY 41017

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 29, 2021

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Apr 4, 2023
Property Address	2118 ALGIERS ST, UNION, KY 41091-7419
Document Number	0D1203/284
Book / Page	D1203 / 284
Map Reference	CAB 4 SL 191
Instrument Date	Apr 3, 2023
Instrument	934743
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	BRIDGETRUST TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2118 ALGIERS ST, UNION, KY 41091-7419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 ALGIERS ST, UNION, KY 41091-7419

Mortgage

Document Number	0000934746
Date	Apr 4, 2023
Instrument	934746

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Sep 2, 2020
Property Address	2118 ALGIERS ST, UNION, KY 41091-7419
Document Number	0D1150/870
Book / Page	D1150 / 870
Map Reference	CAB 4 SL 191
Instrument Date	Aug 26, 2020
Instrument	811256
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1340 SCOTTISH LN, 1340, UNION, KY 41091-7833

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2118 ALGIERS ST, UNION, KY 41091-7419

Mortgage

Document Number	0000811257
Date	Sep 2, 2020
Instrument	811257

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,381.00 (+27.74%)	$250,000 (+31.72%) Land $30,000 Building $220,000
2024			$250,000 (+31.72%) Land $30,000 Building $220,000
2023	$1,864.00 (+8.12%)	$189,800 (+4.29%) Land $30,000 Building $159,800	$189,800 (+4.29%) Land $30,000 Building $159,800
2022	$1,724.00	$182,000 Land $30,000 Building $152,000	$182,000 Land $30,000 Building $152,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	BOONE CO WATER & SEWER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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