Macomb County property record for 21228 Centennial St, Saint Clair Shores, MI 48081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,068 sqft · built 1955 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Sep 2019) |
| Tax Bill | $4,276 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-14-22-177-008 |
| Primary APN | 09-14-22-177-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,068 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Basement Area | 1,068 sqft |
| Unfinished Basement | 1,068 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 137 ft deep x 52 ft wide |
| Garage Type | Detached |
| Garage Area | 453 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 214 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 21228 CENTENNIAL ST |
|---|---|
| City | SAINT CLAIR SHORES |
| State | MI |
| Zip | 48081-1826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | CENTENNIAL FARM SUB'N NO. 2 (L30, P36) LOT 83 |
| Legal Subdivision | CENTENNIAL FARM SUB |
| Legal Lot Number | 83 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | ST. CLAIR SHORES |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 251300 |
21228 Centennial St is owned and occupied by an individual who bought it in September 2019.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21228 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-1826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LEVEL ONE BANK |
| Sep 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage LEVEL ONE BANK |
| Nov 5, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on File |
| Deed Sale | Sep 10, 2019 · Amount on File |
| Prior Sale | Apr 18, 2003 · Amount on File |
| Deed Document Number | 20199101234 |
| Deed Book / Page | 26184 / 170 |
| Prior Transfer Date | Jul 30, 2015 |
| Prior Transfer Doc | 0000122575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21228 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-1826 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 212287 CENTENNIAL DR, SAINT CLAIR SHORES, MI 48081 |
| Document Number | 2102158434 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 27570/635 |
| Instrument | 202102158434 |
| Name | LEVEL ONE BANK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MI 48334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Feb 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Sep 10, 2019 |
| Property Address | 21228 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-1826 |
| Document Number | 0000101234 |
| Book / Page | 26184 / 170 |
| Map Reference | LB 30 PG 36 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 9101234 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | CENTURY TITLE AGENCY SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,393.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21228 CENTENNIAL ST, 21228, SAINT CLAIR SHORES, MI 48081-1826 |
| Name | Verified Name |
|---|---|
| Address | 21228 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-1826 |
| Document Number | 0000101235 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 9101235 |
| Name | LEVEL ONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Nov 5, 2018 |
| Property Address | 21228 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-1826 |
| Document Number | 0000122575 |
| Book / Page | 025666 / 000855 |
| Instrument Date | Jul 30, 2015 |
| Instrument | 122575 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 21393 CLAYTON DR MACOMB MI 480441887, MACOMB, MI 48044-1887 |
The 2025 property tax bill for 21228 Centennial St was $4,276 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | St. Clair Shores City |
| Unified School District | Lakeview Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,200 (+5.84%) | $228,400 (+5.84%) | |
| 2025 | $4,276.00 Homeowner's exemption | $107,900 | $215,800 |
| 2023 | $91,100 | $182,200 | |
| 2022 | $3,854.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21228 Centennial St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21228 Centennial St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures