21225 Centennial St, Saint Clair Shores, MI 48081 Property Records

Macomb County property record for 21225 Centennial St, Saint Clair Shores, MI 48081

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,068 sqft · built 1955
Lot Size0.173 acres (7,536 sqft)
OwnerIndividual Name on File
Last Sale$142,700 (Jul 2007)
Tax Bill$2,671 (2025)
Deeds & MortgagesOct 2019 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-14-22-176-027

Property Details

APN / Parcel Number

Primary APN09-14-22-176-027
Alternative APN
  • 1422176027

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,068 sqft Living Area
1st Floor Area1,068 sqft
Basement Area1,068 sqft
Unfinished Basement1,068 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Construction TypeBrick
Roof TypeGable
Lot Area7,536 sqft (0.173 acres)
Lot Dimensions145 ft deep x 52 ft wide
Garage TypeDetached
Garage Area493 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area46 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address21225 CENTENNIAL ST
CitySAINT CLAIR SHORES
StateMI
Zip48081-1825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionCENTENNIAL FARM SUB'N NO. 2 (L30, P36) LOT 69
Legal SubdivisionCENTENNIAL FARM SUB
Legal Lot Number69
JurisdictionMACOMB MI
Township / Civil DivisionST. CLAIR SHORES
Census Block Group2
Census Block2008
Census Tract251300

Owner

21225 Centennial St is owned and occupied by an individual who bought it in July 2007.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address21225 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-1825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2007 · Amount on File
Deed SaleJul 27, 2007 · Amount on File
Deed Document Number20077105078
Deed Book / Page18851 / 474
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21225 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-1825
Transaction TypeMortgage
Record UpdatedOct 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000121024
DateOct 28, 2019
Book Page26288/257
Instrument9121024
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSAINT CLAIR SHORES, MI 48081
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2034

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21225 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-1825
Transaction TypeMortgage
Record UpdatedOct 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address21225 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-1825

Mortgage

Document Number0000125216
DateFeb 18, 2021
Book Page27433/705
Instrument2125216
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 21225 Centennial St was $2,671 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySt. Clair Shores City
Unified School DistrictLakeview Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,300$220,600
2025$2,671.00
2023$88,100$176,200
2022$2,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21225 Centennial St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21225 Centennial St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR SHORES
serves 59,715 people · EPA ID MI0006280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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