St. Clair County property record for 2122 Washington St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,974 sqft · built 1995 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,900 (Dec 2013) |
| Tax Bill | $3,060 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-01-129-0059-000 |
| Primary APN | 74-01-129-0059-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,974 sqft Living Area |
| 1st Floor Area | 1,316 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 50,530 sqft (1.16 acres) |
| Lot Dimensions | 594 ft deep x 85 ft wide |
| Garage Area | 1,144 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 2122 WASHINGTON ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | N 85' OF THAT PART OF LOT 486 LYING S OF S LINE OF N 5 A OF LOT 486 SUPERVISOR ROY T GILBERT'S PLAT NO. 4 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 4-ALGON |
| Legal Lot Number | 486 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 649000 |
2122 Washington St is owned and occupied by an individual who bought it in December 2013.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2122 WASHINGTON ST, ALGONAC, MI 48001-1049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2013 · Amount on File |
| Deed Sale | Dec 26, 2013 · Amount on File |
| Deed Document Number | 201334003 |
| Deed Book / Page | 4470 / 897 |
| Prior Transfer Date | Aug 3, 2012 |
| Prior Transfer Doc | 004292/763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2122 WASHINGTON ST, ALGONAC, MI 48001-1049 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2122 WASHINGTON ST, ALGONAC, MI 48001-1049 |
| Document Number | 0052480303 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 5248/303 |
| Instrument | 2020023849 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 2122 Washington St was $3,060 with a homeowner's exemption, up 2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,300 (+3.24%) | $318,600 | |
| 2025 | $3,060.00 (+2.03%) Homeowner's exemption | $154,300 | |
| 2024 | $2,999.00 | $308,600 | |
| 2023 | $126,400 | ||
| 2022 | $2,672.00 | $252,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2122 Washington St in Zone X, an area of minimal flood risk, though there have been 85 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2122 Washington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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