St. Clair County property record for 2116 Washington St, Algonac, MI 48001
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 21.5 acres (938,718 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,650 (2024) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 74-01-129-0058-001 |
| Primary APN | 74-01-129-0058-001 |
|---|---|
| Alternative APN |
|
| Lot Area | 938,718 sqft |
|---|
| Account Number | 74011290058001 |
|---|---|
| Street Address | WASHINGTON ST |
| City | ALGONAC |
| State | MI |
| Zip | 48001 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | PART OF FRAC SECTION 2 & PART OF LOT 487 SUPERVISOR ROY T GILBERT PLAT NO 4 ALONG WITH LOT 66 AND PART OF LOTS A & B KENDALL |
| Legal Subdivision | KENDALL FARM |
| Legal Lot Number | 66,487 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-129-0058-001
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 60, ALGONAC, MI 48001-0060 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage MAIN STREET BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 22, 2023 |
| Property Address | 2116 WASHINGTON ST, ALGONAC, MI 48001-1049 |
| Document Number | 0005656633 |
| Book / Page | 5656 / 633 |
| Map Reference | LB 49 PG 1&2 |
| Instrument Date | Sep 05, 2023 |
| Instrument | 2023016852 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2023 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,781.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2116 WASHINGTON ST, ALGONAC, MI 48001-1049 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 53979 BLAKELY CT, NEW BALTIMORE, MI 48047-5532 |
| Document Number | 0005655644 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 5655/644 |
| Instrument | 2023016604 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2116 WASHINGTON ST, ALGONAC, MI 48001-1049 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6123 POINTE TREMBLE RD, ALGONAC, MI 48001-4900 |
| Document Number | 534254 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 5342/54 |
| Instrument | 2021009001 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 25, 2019 |
| Property Address | 2116 WASHINGTON ST, ALGONAC, MI 48001-1049 |
| Document Number | 0005124235 |
| Book / Page | 5124 / 235 |
| Map Reference | LB 49 PG 1 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019024808 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,462.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2116 WASHINGTON ST, ALGONAC, MI 48001-1049 |
| Investor | Possibly a Property Investor |
| Document Number | 2019024809 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 2019024809 |
| Name | MAIN STREET BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,300 (-34.26%) | ||
| 2024 | $2,650.00 (-40.7%) | $136,600 (-34.26%) | |
| 2023 | $103,900 | ||
| 2022 | $4,469.00 | $207,800 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 222 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ALGONAC serves 4,110 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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