2121 Ridge St, Eldorado, IL 62930 Property Records

Saline County property record for 2121 Ridge St, Eldorado, IL 62930

Property Summary

Property Type	Single Family Home
Lot Size	0.286 acres (12,494 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,975 (2024)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-2-196-05`

Property Details

APN / Parcel Number

Primary APN	`04-2-196-05`

Exterior

Lot Area	12,494 sqft (0.286 acres)

Location & Zoning

Street Address	2121 RIDGE ST
City	ELDORADO
State	IL
Zip	62930-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S ,T ,R ,Q ,L005,B003 MARTINS ADDITION LOTS 5 & 6 2210/118 5/2021 Q/C 06-21-104-013-0040
Legal Subdivision	MARTINS ADDITION
Legal Lot Number	5,6
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	2
Census Block	2012
Census Tract	955100

Owner

Source: Saline County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2121 RIDGE ST, ELDORADO, IL 62930-2156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2012
Deed Sale	May 14, 2012
Prior Sale	Jan 16, 2009 · Amount on Record
Deed Document Number	2012243247
Deed Book / Page	2026 / 781
Last Transfer Date	May 7, 2021
Transfer Doc	002210/118
Record Updated	Jun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALINE IL
Recording Date	May 12, 2021
Property Address	2121 RIDGE ST, ELDORADO, IL 62930-2156
Document Number	002210/118
Book / Page	2210 / 118
Instrument Date	May 7, 2021
Instrument	277203
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2121 RIDGE ST, ELDORADO, IL 62930-2156

Mortgage

Document Number	0000277204
Date	May 12, 2021
Instrument	277204

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Saline County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Municipality	Eldorado City
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,975.00 (+16.93%) Homeowner's exemption	$26,772 (+13.29%) Land $1,864 Building $24,908	$80,316 (+13.29%) Land $5,592 Building $74,724
2022		$23,631 (+5.69%) Land $1,645 Building $21,986	$70,893 (+5.69%) Land $4,935 Building $65,958
2021	$1,689.00 Homeowner's exemption	$22,359 Land $1,557 Building $20,802	$67,077 Land $4,671 Building $62,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDORADO serves 4,715 people · EPA ID IL1655030
Water Source	Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Futiva.

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