Saline County property record for 2109 Ridge St, Eldorado, IL 62930 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Tax Bill | $1,171 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-2-196-03 |
| Primary APN | 04-2-196-03 |
|---|
| Street Address | 2109 RIDGE ST |
|---|---|
| City | ELDORADO |
| State | IL |
| Zip | 62930-2156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EL,S ,T ,R ,Q ,L002,B003 MARTINS ADDITION LOTS 2 & 3 1953/185 3/09 Q/C 06-21-104-015-0040 |
| Legal Subdivision | MARTINS ADDITION |
| Legal Lot Number | 2,3 |
| Jurisdiction | SALINE IL |
| Township / Civil Division | EAST ELDORADO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 955100 |
Source: Saline County records · APN 04-2-196-03
Assessment roll updated November 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2109 RIDGE ST, ELDORADO, IL 62930-2156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 22, 2009 |
| Transfer Doc | 1953/185 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE IL |
| Property Address | 2109 RIDGE ST, ELDORADO, IL 62930-2156 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2217/314 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 2217/314 |
| Instrument | 278443 |
| Name | PEOPLES NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, IL 62864 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Oct 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 10.2% |
Source: Saline County records · Assessment roll updated November 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Saline County |
| County Subdivision | East Eldorado Township |
| Municipality | Eldorado City |
| Unified School District | Eldorado Community Unit School District 4 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,171.00 (+21.98%) Homeowner's exemption | $18,314 (+13.29%) Land $1,864 Building $16,450 | $54,942 (+13.29%) Land $5,592 Building $49,350 |
| 2022 | $16,165 (+5.69%) Land $1,645 Building $14,520 | $48,495 (+5.69%) Land $4,935 Building $43,560 | |
| 2021 | $960.00 Homeowner's exemption | $15,295 Land $1,557 Building $13,738 | $45,885 Land $4,671 Building $41,214 |
Source: FEMA National Flood Hazard Layer, Saline County (17165C), updated October 2, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171659551002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 395 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Delta Communications | Fiber | 7,000 / 7,000 |
| Frontier | Fiber | 7,000 / 7,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Wisper ISP | Fixed Wireless (unlicensed) | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Hamilton County Telephone Co-Op, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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