2121 Locust Rd, Morris, IL 60450 Property Records

Grundy County property record for 2121 Locust Rd, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Details	2,360 sqft
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,400 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-31-429-005`

Property Details

APN / Parcel Number

Primary APN	`02-31-429-005`

Interior

Building Area	2,360 sqft Total Area

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	2121 LOCUST RD
City	MORRIS
State	IL
Zip	60450-3646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWELL ESTATES SUB 2ND ADD LT 114 SEC 31-34-7
Legal Range	07W
Legal Township	34N
Legal Section	31
Legal Subdivision	ROCKWELL ESTATES SUBDIVISION SECOND ADDI
Legal Lot Number	114
Jurisdiction	GRUNDY IL
Township / Civil Division	SARATOGA
Census Block Group	3
Census Block	3039
Census Tract	200

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2121 LOCUST RD, MORRIS, IL 60450-3646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	2121 LOCUST RD, MORRIS, IL 60450-3646
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000581882
Date	Dec 17, 2018
Instrument	581882

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Saratoga Township
Municipality	Morris City
Secondary School District	Morris Community High School District 101 (09 - 12)
Elementary School District	Saratoga Community Consolidated School District 60C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,400.00 (+24.52%)	$129,531 (+17.73%) Land $15,367 Building $114,164	$388,593 (+17.73%) Land $46,101 Building $342,492
2022	$7,549.00 Homeowner's exemption Additional exemption filed	$110,023 Land $15,680 Building $94,343	$330,069 Land $47,040 Building $283,029

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (2007–2020)
Claims Outside the SFHA	5 of 8
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS serves 14,775 people · EPA ID IL0630600
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20