2092 Locust Rd, Morris, IL 60450 Property Records

Grundy County property record for 2092 Locust Rd, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Details	1,845 sqft · built 2014
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Aug 2015)
Tax Bill	$8,116 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-31-429-006`

Property Details

APN / Parcel Number

Primary APN	`02-31-429-006`

Interior

Building Area	1,845 sqft Total Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Street Address	2092 LOCUST RD
City	MORRIS
State	IL
Zip	60450-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWELL ESTATES SUB 2ND ADD LT 113 SEC 31-34-7
Legal Range	07W
Legal Township	34N
Legal Section	31
Legal Subdivision	ROCKWELL ESTATES SUBDIVISION SECOND ADDI
Legal Lot Number	113
Jurisdiction	GRUNDY IL
Township / Civil Division	SARATOGA
Census Block Group	3
Census Block	3039
Census Tract	200

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2092 LOCUST RD, MORRIS, IL 60450-3658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2015 · Amount on Record
Deed Sale	Aug 31, 2015 · Amount on Record
Prior Sale	May 2, 2014 · Amount on Record
Deed Document Number	2015556395
Prior Transfer Date	Apr 30, 2014
Prior Transfer Doc	0000546389
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	2092 LOCUST RD, MORRIS, IL 60450-3658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000592442
Date	May 14, 2020
Instrument	592442

Lender

Name	GRUNDY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Saratoga Township
Municipality	Morris City
Secondary School District	Morris Community High School District 101 (09 - 12)
Elementary School District	Saratoga Community Consolidated School District 60C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,116.00 (+29.4%)	$111,845 (+21.01%) Land $15,367 Building $96,478	$335,535 (+21.01%) Land $46,101 Building $289,434
2022	$6,272.00 Homeowner's exemption	$92,427 Land $15,680 Building $76,747	$277,281 Land $47,040 Building $230,241

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (2007–2020)
Claims Outside the SFHA	5 of 8
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS serves 14,775 people · EPA ID IL0630600
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20