2121 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 2121 Jefferson St, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,914 sqft · built 1907
Lot Size	0.172 acres (7,529 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Mar 2024)
Tax Bill	$6,482 (2026)
Deeds & Mortgages	Jan 2025 Mortgage Nov 2018 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1460-05760`

Property Details

APN / Parcel Number

Primary APN	`010-1460-05760`
Alternative APN	`1102212`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,914 sqft Gross Area
1st Floor Area	1,249 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	7,529 sqft (0.172 acres)
Garage Area	288 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	227 sqft
Deck Area	104 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1102212
Street Address	2121 JEFFERSON ST
City	DULUTH
State	MN
Zip	55812-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0011 BLOCK:048 SERIAL #
Legal Subdivision	ENDION DIV OF DULUTH
Legal Block	48
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1010
Census Tract	1100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2121 JEFFERSON ST, DULUTH, MN 55812-2112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2025	Deed of Trust, Mortgage · Loan Assumption WATERMAN BANK
Nov 14, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Dec 23, 2020	Warranty Deed, Transfer · Conventional Mortgage WATERMAN ST BK
Mar 29, 2024	Warranty Deed, Transfer · Conventional Mortgage WATERMAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2024 · Amount on Record
Deed Sale	Mar 29, 2024 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Document Number	20241485221
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2121 JEFFERSON ST, DULUTH, MN 55812-2112
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 JEFFERSON ST, DULUTH, MN 55812-2112

Mortgage

Document Number	0001086529
Date	Jan 7, 2025
Instrument	1086529

Lender

Name	WATERMAN BANK
Type	Bank

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	312 Months
Due	Jan 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2121 JEFFERSON ST, DULUTH, MN 55812-2112
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001344688
Date	Nov 14, 2018
Instrument	1344688

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 20, 2033

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 23, 2020
Property Address	2121 JEFFERSON ST, DULUTH, MN 55812-2112
Document Number	00T1034119
Instrument Date	Dec 14, 2020
Instrument	T1034119
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2121 JEFFERSON ST DULUTH MN 558122112, DULUTH, MN 55812-2112

Mortgage

Document Number	T1034120
Date	Dec 23, 2020
Instrument	T1034120

Lender

Name	WATERMAN ST BK
Type	Bank
Address	WATERMAN, IL 60556

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 29, 2024
Property Address	2121 JEFFERSON ST, DULUTH, MN 55812-2112
Document Number	0001485221
Instrument Date	Dec 14, 2020
Instrument	1485221
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2121 JEFFERSON ST, DULUTH, MN 55812-2112

Mortgage

Document Number	0001485222
Date	Mar 29, 2024
Instrument	1485222

Lender

Name	WATERMAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,482.00 (+1.85%) Homeowner's exemption
2025	$6,364.00 (-0.22%) Homeowner's exemption	$483,000 (+3.43%) Land $80,200 Building $402,800	$483,000 (+3.43%) Land $80,200 Building $402,800
2024	$6,378.00	$467,000 (+17.51%) Land $46,700 Building $420,300	$467,000 (+17.51%) Land $46,700 Building $420,300
2022		$397,400 Land $40,900 Building $356,500	$397,400 Land $40,900 Building $356,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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