2109 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 2109 Jefferson St, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,904 sqft · built 1902
Lot Size	0.172 acres (7,528 sqft)
Owner	2 Individual Names on File
Last Sale	$1,171 (Feb 2026)
Tax Bill	$4,256 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1460-05790`

Property Details

APN / Parcel Number

Primary APN	`010-1460-05790`
Alternative APNs	`1083662` `1145676` `1157244` `1194786`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,904 sqft Gross Area
1st Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,528 sqft (0.172 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	96 sqft
Deck Area	120 sqft
Storage Building	42 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1194786
Street Address	2109 JEFFERSON ST
City	DULUTH
State	MN
Zip	55812-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0014 BLOCK:048 SERIAL #
Legal Subdivision	ENDION DIV OF DULUTH
Legal Block	48
Legal Lot Number	14
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1010
Census Tract	1100

Owner

2109 Jefferson St is owned and occupied by two individuals who bought it in February 2026.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2109 JEFFERSON ST, DULUTH, MN 55812-2112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 13, 2023	Affidavit of Death of Joint Tenant, Transfer
Mar 13, 2023	Warranty Deed, Transfer UNKNOWN, THE TITLE TEAM NORTH SHORE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on File
Deed Sale	Feb 20, 2026 · Amount on File
Prior Sale	Mar 13, 2023 · Amount on File
Deed Document Number	20261528286
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 20, 2026
Property Address	2109 JEFFERSON ST, DULUTH, MN 55812-2112
Document Number	0001528286
Instrument Date	Feb 9, 2026
Instrument	1528286
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,171.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2109 JEFFERSON ST, DULUTH, MN 55812-2112

Mortgage

Document Number	0001528287
Date	Feb 20, 2026
Instrument	1528287

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

March 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Mar 13, 2023
Property Address	2109 JEFFERSON ST, DULUTH, MN 55812-2112
Document Number	0001463210
Instrument Date	Mar 9, 2023
Instrument	1463210
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 JEFFERSON ST, DULUTH, MN 55812-2112

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 13, 2023
Property Address	2109 JEFFERSON ST, DULUTH, MN 55812-2112
Document Number	0001463211
Instrument Date	Mar 9, 2023
Instrument	1463211
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	UNKNOWN, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount on Record
Tax	$805.51
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 JEFFERSON ST, DULUTH, MN 55812-2112

Tax Assessment & Valuation

The 2026 property tax bill for 2109 Jefferson St was $4,256, up 30.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,256.00 (+30.79%)
2025	$3,254.00 (-41.28%)	$340,700 (+44.12%) Land $74,400 Building $266,300	$340,700 (+44.12%) Land $74,400 Building $266,300
2024	$5,542.00	$236,400 Land $43,300 Building $193,100	$236,400 Land $43,300 Building $193,100
2022		$345,200 Land $38,000 Building $307,200	$345,200 Land $38,000 Building $307,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Jefferson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2109 Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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