Mecklenburg County property record for 21209 Baltic Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,628 sqft · built 1997 |
| Lot Size | 0.183 acres (7,971 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $980,000 (Mar 2026) |
| Tax Bill | $4,278 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-781-69 |
| Primary APN | 001-781-69 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,628 sqft Living Area |
| 1st Floor Area | 1,255 sqft |
| Upper Floors Area | 1,457 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,971 sqft (0.183 acres) |
| Garage Area | 520 sqft |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 320 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 21209 BALTIC DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L5 M27-102 |
| Legal Subdivision | CAPTAINS POINT MAP |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 6217 |
Source: Mecklenburg County records, as of April 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21209 BALTIC DR, CORNELIUS, NC 28031-6424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jun 26, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 27, 2026 | Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Prior Sale | Oct 17, 2016 · Amount on Record |
| Deed Document Number | 202630982 |
| Deed Book / Page | 40300 / 540 |
| Prior Transfer Date | Dec 9, 2014 |
| Prior Transfer Doc | 0000144243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21209 BALTIC DR, CORNELIUS, NC 28031-6424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000051199 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 35808/768 |
| Instrument | 2021051199 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21209 BALTIC DR, CORNELIUS, NC 28031-6424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 21209 BALTIC DR, CORNELIUS, NC 28031-6424 |
| Document Number | 0000059169 |
|---|---|
| Date | Jun 26, 2024 |
| Book Page | 38905/434 |
| Instrument | 2024059169 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 27, 2026 |
| Property Address | 21209 BALTIC DR, CORNELIUS, NC 28031-6424 |
| Document Number | 0000030982 |
| Book / Page | 40300 / 540 |
| Map Reference | MB 27 PG 102 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026030982 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2026 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 PENDERGRASS CT, HILTON HEAD ISLAND, SC 29928-3388 |
| Name | Verified Name |
|---|---|
| Address | 21209 BALTIC DR, CORNELIUS, NC 28031-6424 |
| Document Number | 0000030983 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026030983 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $644,500 Land $250,000 Building $394,500 | $644,500 Land $250,000 Building $394,500 | |
| 2024 | $4,278.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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