21205 Baltic Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21205 Baltic Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,036 sqft · built 1998
Lot Size0.221 acres (9,627 sqft)
Owner2 Company Names on Record
Last Sale$570,000 (May 2023)
Tax Bill$3,963 (2025)
Deeds & MortgagesFeb 2026 Transfer
Oct 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-781-68

Property Details

APN / Parcel Number

Primary APN001-781-68

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,036 sqft Living Area
Gross Area2,456 sqft
1st Floor Area1,320 sqft
Upper Floors Area716 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,627 sqft (0.221 acres)
Garage TypeAttached
Garage Area420 sqft
Deck Area140 sqft
Patio Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address21205 BALTIC DR
CityCORNELIUS
StateNC
Zip28031-6424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL6 M27-102
Legal SubdivisionCAPTAINS POINT MAP 01
Legal Block1
Legal Lot Number6
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2002
Census Tract6217

Owner

Source: Mecklenburg County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address120 PARKSIDE LN, MOORESVILLE, NC 28117-8700
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Intrafamily Transfer, Transfer
Oct 16, 2023Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
May 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
May 16, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2023 · Amount on Record
Deed SaleMay 16, 2023 · Amount on Record
Prior SaleMay 25, 2011 · Amount on Record
Deed Document Number202345182
Deed Book / Page38122 / 452
Last Transfer DateFeb 23, 2026
Transfer Doc0000017752
Record UpdatedOct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateFeb 23, 2026
Property Address21205 BALTIC DR, CORNELIUS, NC 28031-6424
Document Number0000017752
Book / Page40218 / 162
Map ReferenceMB 27 PG 102
Instrument DateFeb 23, 2026
Instrument2026017752
Transaction TypeTransfer
Record UpdatedMar 9, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address120 PARKSIDE LN, MOORESVILLE, NC 28117-8700

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address21205 BALTIC DR, CORNELIUS, NC 28031-6424
Transaction TypeMortgage
Record UpdatedOct 25, 2023
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 PARKSIDE LN, MOORESVILLE, NC 28117-8700

Mortgage

Document Number0000098191
DateOct 16, 2023
Book Page38428/324
Instrument2023098191
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address21205 BALTIC DR, CORNELIUS, NC 28031-6424
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000097589
DateMay 17, 2021
Book Page36072/578
Instrument2021097589
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 16, 2023
Property Address21205 BALTIC DR, CORNELIUS, NC 28031-6424
Document Number0000045182
Book / Page38122 / 452
Map ReferenceMB 27 PG 102
Instrument DateMay 16, 2023
Instrument2023045182
Transaction TypeTransfer
Record UpdatedMay 29, 2023

Transaction

AmountAmount Recorded
Tax$1,140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21205 BALTIC DR, CORNELIUS, NC 28031-6424

Transferred To (Grantee/Buyer)

NameVerified Name
Address21205 BALTIC DR, CORNELIUS, NC 28031-6424

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,963.00 (+2.88%)$587,100 Land $250,000 Building $337,100$587,100 (-) Land $250,000 Building $337,100
2024$3,852.00
2023$587,100 Land $250,000 Building $337,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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